USDA and FHA Pro and Con in Mount-Pocono, Monroe County, PA

For the year 2025, the USDA loan limit in Mount-Pocono, part of Monroe County, PA, is set at $285,000, whereas for a single-family home, the FHA limit is $356,362.

To assess today's top USDA versus FHA rates, employ the Lendersa® USDA loan calculator. It helps determine the necessary income, credit, reserves, and paperwork for loan qualification. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, enabling you to select the most suitable program for your financial context in Alabama.

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Loan Limits and Down Payment Requirements for 2025 in Mount-Pocono, Monroe, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Mount-Pocono, PA

Lendersa®'s aim is to swiftly connect you with the best USDA or FHA loan options with minimal hassle. Choose one of three pathways to be paired with matching lenders and USDA loan programs.

Results from Lendersa USDA loan requests and matches

Understanding USDA Loans in PA

A USDA home loan, backed by the United States Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 4322 Hidden Oaks Drive, Yorba Linda, CA, 92886
  • At Prime Broker Loans LLC. We are a full-service mortgage company based in Yorba Linda, CA. We specialize in FHA and Jumbo Home Loans in Yorba Linda. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code 92886, we can help you realize your dream of homeownership
  • Mortgage Lending Consulting
  • 4542 Ruffner Street, Suite 240, San Diego, CA, 92111
  • Mortgage Lending Consulting Group Corp (MLCG) has experts available to assist with your mortgage needs. You will benefit from our 29 years of experience, specializing in providing Fannie Mae, FHA and VA insured mortgages. We will personally guide you through the entire process of refinancing your current home loan
  • Pacific Southwest Realty Services
  • 7675 Dagget Street, Suite 330, San Diego, CA, 92111
  • Our Mission is to Providing trusted and knowledgeable commercial real estate financial solutions since 1972. As one of the largest privately held commercial real estate finance companies in the western United States, Pacific Southwest Realty Services (PSRS) has anchored its success by delivering financing that matches your needs.
  • Pacific California Financial
  • 145 N Lemon St, Orange, CA, 92886
  • We provide our home buying clients with local expertise to help them find the ideal home and neighborhood to suit their lifestyle. We represent new home developers who specialize in building luxury homes in prime residential neighborhoods. Each home is crafted to offer the best in contemporary design and amenities.
  • Utopia Lending, Inc.
  • 4617 Ruffner Street, Suite 100, San Diego, CA, 92111
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  • Hampton Mortgage Group
  • 11323 E San Raphael Driveway, San Diego, CA, 92111
  • Hampton Mortgage Group are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Top Notch Realty Inc
  • 7323 Convoy Court, B108, San Diego, CA, 92111
  • TOP NOTCH REALTY, INC are an informed buyer or seller, you'll make the best decisions for the most important purchase or sale in your lifetime. That's why our goal is to keep you informed on trends in the marketplace using the latest statistics in your local area. With property values continuing to rise, real estate is a sound investment.
  • Clear Pacific Capital, Inc.
  • 7840 Stalmer Street, Suite B15, San Diego, CA, 92111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • RealEstate Loans Limited Liability Company
  • 7710 Balboa Avenue, Suite 209B, San Diego, CA, 92111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan