USDA Vs. FHA Pro and Con comparison in Mount-Pocono, Monroe County, PA

For the year 2025, the USDA loan limit in Mount-Pocono, part of Monroe County, PA, is set at $285,000, whereas for a single-family home, the FHA limit is $356,362.

To assess today's top USDA versus FHA rates, employ the Lendersa® USDA loan calculator. It helps determine the necessary income, credit, reserves, and paperwork for loan qualification. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, enabling you to select the most suitable program for your financial context in Alabama.

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Loan Limits and Down Payment Requirements for 2025 in Mount-Pocono, Monroe, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Mount-Pocono, PA

Lendersa®'s aim is to swiftly connect you with the best USDA or FHA loan options with minimal hassle. Choose one of three pathways to be paired with matching lenders and USDA loan programs.

Results from Lendersa USDA loan requests and matches

Understanding USDA Loans in PA

A USDA home loan, backed by the United States Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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