In the year 2025, the USDA loan limit for East-Buffalo, nestled in the county of Union, PA, stands at $285,000, whereas the FHA ceiling for a single-family residence is $356,362.
To assess the most current USDA versus FHA rates, use the Lendersa® USDA loan calculator. It helps determine necessary income, credit standards, reserves, and documents for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, allowing you to choose the one that fits your financial scenario in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The main objective of Lendersa® is to swiftly secure the best possible USDA or FHA loan for you without any hassle. Choose one of three starting points that effectively connect you with matching lenders and the USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, known also as a USDA rural development loan or mortgage, is solely available in rural regions. Unlike FHA loans that request a 3.5% minimum down payment, the USDA mortgage allows a path to owning a home with no down payment required, offering a distinctive advantage.
Enter your location to find out if it qualifies for USDA rural housing loan?
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