USDA and FHA Pro and Con in Grantley, York County, PA

In 2026, the USDA loan limit for Grantley in York county, PA, is $336,500, whereas the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the current USDA versus FHA best rates and ascertain the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in making the best decision for your financial situation in .

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Loan Limits and Down Payment Requirements for 2026 in Grantley, York, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Grantley, PA

The mission of Lendersa® is to provide you with the best USDA or FHA loan efficiently and without hassle. Choose one of three starting points to connect with matching lenders and discover suitable USDA loan programs.

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What is a USDA Loan in PA?

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended for rural areas only. Unlike FHA loans requiring a minimum of 3.5% down payment, the USDA mortgage does not mandate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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