USDA Vs. FHA Pro and Con comparison in Spry, York County, PA
In 2025, the USDA loan cap in Spry, part of York county, PA, is $336,500. In contrast, the FHA limit for single-family homes is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping decide which is best for your financial needs in .
2025 Loan Limits & Down Payment Requirements in Spry, York, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Spry, PA
Lendersa®’s aim is to quickly get you the best USDA or FHA loan without hassle. Start with one of three strategies to find matched lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none, making them an attractive choice for eligible borrowers.
Myrina Mortgage Group is a female owned and operated broker firm. We are called Mortgage Warriors because we search out and capture the very best loan product for you and your mortgage goals. We only work with wholesale lenders to offer you the very best in pricing and service every day.
322 West Lincoln Avenue, Suite 300, Royal Oak, MI, 48067
HomeSure Lending was founded in 2014. As a company, nothing is more important to us that helping our clients Purchase with Confidence or Refinance with Ease. You will hear the term Simple Mortgage Guidance, and if we have not made the process simple, we have not done our job well enough. Here is what we promise
306 South Washington Avenue, Suite 224, Royal Oak, MI, 48067
Clear2 Mortgage founded by Chris Kas-Marogi, a long-time mortgage industry veteran driven by a genuine passion for his clients. Clear2 Mortgage serves both realtors and home buyers throughout CA, CO, MI, FL, and TX. Having founded his own mortgage company, he’s privileged to be able to offer mortgages that meet and exceed industry standards.
Our company is built upon the integrity of each and every loan officer. We believe that being part of the Omega team needs to mean something more than just mortgages. It’s about helping people realize their home ownership dreams and doing so with pride. Omega Lending Group is a local mortgage company based in Royal Oak.
Since 1948, YSCU has been serving members with the highest quality, easy-access financial services. We provide a complete line of efficient, cost-effective financial services and tools to meet the speed and need of your life. As a not-for-profit cooperative, owned and operated by our members,
Woodsville Guaranty Savings Bank is a locally owned and operated community bank, serving the people, businesses, and communities of northern New Hampshire and northeastern Vermont. The bank has nine North Country offices, located in the communities of Woodsville, Piermont, Lisbon, Littleton, Lancaster, Plymouth, and Franconia, New Hampshire.
Lakeside Advantage Mortgage is focused on helping clients with their home financing needs throughout the state of Michigan. We’re committed to educating the client on the best loan programs available in an ever changing market place. Whether you are looking for a new home, refinancing your existing home or changing the loan term.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
