In 2025, the USDA loan cap in Spry, part of York county, PA, is $336,500. In contrast, the FHA limit for single-family homes is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping decide which is best for your financial needs in .
2025 Loan Limits & Down Payment Requirements in Spry, York, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Spry, PA
Lendersa®’s aim is to quickly get you the best USDA or FHA loan without hassle. Start with one of three strategies to find matched lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none, making them an attractive choice for eligible borrowers.
Matt Stout started Consumers Financial Mortgage in 1995 with the vision of helping homeowners save money. Since that time, he has worked to perfect the art of understanding mortgage customers and their financial goals. Using what he calls his “Mortgage Map”, Matt creates options based on his client’s financial goals to better guide.
1062 East 2100 South, Suite 217, Salt Lake City, UT, 84106
"Hi I'm Jason Deamer, founder of Salt City Home Loans located in the heart of Salt Lake City. I started in the home loan industry over 19 years ago in 2001, and I’ve worked with and learned from some of the best in our industry.
Mortgages are so much more than just a means to purchase a home."
American Wholesale Loans is your connection to the Wholesale Lending market which has the best terms for Residential and Commercial loans. By skipping the middle man and going directly to the funding source you will save time in getting your financing secured and money over the life of your loan
675 E 2100 S, Suite 110, Salt Lake City, UT, 84106
"America West Financial is about helping potential home owners navigate through the complex process of home loans. Through dedicated Loan Officers & supporting staff, America West Financial provides an enjoyable, efficient experience.
America West Financial was founded by Lee M Yates in 2003. After being in the Mortgage Broker business."
Bonneville Bank is located in Provo, UT, United States and is part of the Depository Credit Intermediation Industry. Bonneville Bank has 1 total employees across all of its locations and generates $6.86 million in sales (USD). Bonneville Bank was established on May 15, 1978 at its present location of 1675 North Freedom Boulevard in Provo, Utah.
1st Choice Money Center was founded to provide fast, easy and responsible loans to help you and your family through those times when a little extra cash makes all the difference. We understand that life throws us curveballs when we least expect it, so at 1st Choice we offer a wide range of loan products to give you relief when you need it most.
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Nationwide Reverse Mortgages, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
Jones Investment Company LLC is your trusted partner in growth and success, specializing in flexible and fast financial solutions. As a U.S.-based private lender, we offer a seamless funding experience for real estate, business, and project needs. Benefit from our asset-backed loans, bridge financing, and acquisition capital without prepayment pena
