In 2025, the USDA loan cap in Spry, part of York county, PA, is $336,500. In contrast, the FHA limit for single-family homes is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping decide which is best for your financial needs in .
2025 Loan Limits & Down Payment Requirements in Spry, York, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Spry, PA
Lendersa®’s aim is to quickly get you the best USDA or FHA loan without hassle. Start with one of three strategies to find matched lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none, making them an attractive choice for eligible borrowers.
HOWARD COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION"
105 Southway Boulevard West, Kokomo, IN, 46902
Howard County schools. His vision became a reality in 1964. During the early days of the credit union, the credit union was run out of Darrell’s house. Many members remember traveling out to Darrell’s house to pick up a check or drop one off in the old “milk crate.” As the credit union grew, there became a need to move the credit union
The Haynes Community Federal Credit Union is a not-for-profit, cooperative financial institution. The purpose of the Credit Union is to promote thrift among members. We were established in 1948 for the employees of Union Carbide Stellite (now Haynes International) and their families. In 2006 we received our Community Charter and are open to anyone
Financial Builders was founded in 1964 for Chrysler Employees. The Credit Union elected seven members to become board members from Chrysler who helped run the credit union in a little storefront building with two office personnel.In 1978 we built the beautiful building we have today housing 28 employees and serving members
City of Firsts Community Federal Credit Union, formerly known as Kokomo School Employees Federal Credit Union, was established in 1938 by Mr. Charles Franklin. As Kokomo School Employees FCU, we serviced the employees of Kokomo Consolidated School Corp. and its family members. In 2006, City of Firsts FCU received permission from the National Credit
Solidarity was started in 1954 by Delco Electronics employees pooling their funds together to help a co-worker purchase a car. They did this by placing a quarter a week in a cigar box until they had enough saved to buy the car. Thus, they started a not-for-profit cooperative called a "credit union.
Mortgage City, Inc. has been in business since 1999. In the last 10 years, we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state is a proud member of the Chamber of Commerce and Local Lenders Association of Kokomo.
Purchasing or refinancing a house can be a big undertaking. We treat you with the respect due an esteemed customer and give you the individual service you deserve. We realize the big commitment you are making in purchasing a house, refinancing a mortgage, or cashing out your home equity.
Hometown FCU was started in August of 1936 by 33 Square D Company Employees contributing a total of $25. We moved from the Square D property in January 1989 and began serving Miami County in 1991. Our name changed from Square D Federal Credit Union to Hometown Federal Credit Union to better reflect our membership base.
