USDA Vs. FHA Pro and Con comparison in Williams, Northampton County, PA
For 2025, the USDA loan limit in Williams, county of Northampton, PA, stands at $336,500. In contrast, the limit for FHA on a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to evaluate and contrast today’s USDA against FHA best rates, and to identify the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best-suited program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Williams, Northampton County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Williams, PA
At Lendersa®, the goal is to secure the best USDA or FHA loan for you promptly and effortlessly. Choose from one of the three starting points to align with compatible lenders and unlock the USDA loan programs tailored to meet your needs.
The USDA home loan, guaranteed by the United States Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, offering significant financial flexibility to eligible rural borrowers.
Mid-Kansas Credit Union began in 1947 as Moundridge Coop Federal Credit Union. We started with 10 members, and membership dues were only 25¢. We are a full-service credit union, with our main office in Moundridge, and a branch office in Buhler. Mid-Kansas Credit Union expanded it's operation, with the opening of our Buhler branch in 1990.
The Citizens State Bank has maintained family ownership since its beginning. Organized in Moundridge and chartered by the state of Kansas on August 1, 1904, the bank now includes locations in McPherson, Harvey and Marion counties. The Citizens State Bank has acquired several institutions over the years, including Wheatland Bank of Goessel.
At Basile State Bank we pride ourselves on offering one-on-one personal service, strong financial expertise, products and services which are suited to the needs of our customers, and a commitment to reinvest in the local economy. These are just a few of the reasons for banking with your hometown bank. Bottom line, we are strong enough to serve you.
Cherokee Strip Credit Union provides some of the best banking, insurance, investment, and financial empowerment solutions in all of Oklahoma. Simply stop by or join us online, and treat yourself to a better way way of banking where you're not a customer - you're the owner. Cherokee Strip Credit Union (CSCU) Established in October 1933.
North East Texas Credit Union has been open since 1948. The credit union has assets totaling $201 Million and provides banking services to more than 14, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
For starters, our roots began right here South Dakota. For 130 years, we have earned long-term customer relationships by helping our customers and communities succeed. We pride ourselves in adapting to meet our customers’ changing banking needs — while retaining our hometown values and roots.
301 S Madison Ave Mount, Mount Pleasant, TX, 75455
Since 1979, American National Bank has been serving the Northeast Texas area with the best customer service and financial services available. American National is locally owned and operated, and we strive to provide our customers with the best banking experience possible.
We invite you to visit us
Guaranty Bank & Trust opened its doors for business in Texas on January 13, 1913. The bank has grown & prospered over the years by continually meeting the financial needs of all the communities it serves.Being one of the oldest & most firmly established banks in the area, and has built a reputation of conservative soundness that has served it well.
My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ
