USDA Vs. FHA your options comparison in Williams, Northampton County, PA

For 2025, the USDA loan limit in Williams, county of Northampton, PA, stands at $336,500. In contrast, the limit for FHA on a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate and contrast today’s USDA against FHA best rates, and to identify the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best-suited program for your financial situation in .

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Loan Limits and Down Payment Requirements for 2025 in Williams, Northampton County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Williams, PA

At Lendersa®, the goal is to secure the best USDA or FHA loan for you promptly and effortlessly. Choose from one of the three starting points to align with compatible lenders and unlock the USDA loan programs tailored to meet your needs.

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What is a USDA Loan in PA?

The USDA home loan, guaranteed by the United States Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, offering significant financial flexibility to eligible rural borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Harvest Federal Credit Union
  • 34 Licking View Drive, Heath, OH, 43056
  • Harvest Federal Credit Union was established in 1970. Our roots are in serving the workers of Licking County. We were founded by local employees of Rockwell International (now known as Arvin-Meritor). Our first office was in the United Auto Workers union hall in an area not more than 5 by 8 square feet (pictured below).
  • Hopewell Federal Credit Union
  • 501 Hopewell Dr, Heath, OH, 43056
  • Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.
  • CAMC Federal Credit Union
  • 3400 MacCorkle Avenue SE, Charleston, WV, 25304
  • CAMC Federal Credit Union has been open since 1977. It's the 15th largest credit union in West Virginia with assets totaling $81.04 Million and providing banking services to more than 5, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
  • First NRV Credit Union
  • 900 W. Main St, Radford, VA, 24141
  • Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".
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  • 2 North 2nd Street, Newark, OH, 43055
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  • Park Sterling Bank
  • 50 North Third Street, Newark, OH, 43055
  • Park National Bank is a family of community banking teams that deliver an exceptional breadth and depth of resources to individuals and businesses, with a hands-on, personalized approach to service and strong local leadership that invests deeply in the places we live and work When you call us, we’ll recognize your voice. When you see us, we’ll be w
  • TrueCore Federal Credit Union
  • 215 Deo Dr, Newark, OH, 43055
  • At TrueCore Federal Credit Union, our mission is to enrich our community, and we’d love to serve you. We are member-owned, and our not-for-profit structure allows us to return excess earnings to those who bank with us in the form of better rates, lower fees, and more services. Those who reside, work, attend school, worship,
  • BUCKEYE HOME LENDING, LLC
  • 1281 W Main St, Newark, OH, 43055
  • Buckeye Home Lending is a Mortgage Lender in Newark, OH whose goal is to provide mortgage and loan services that alleviate stress and allow our clients to realize their dreams of home ownership. We focus on educating our clients and equipping them to make confident and informed decisions. Contact us today to learn more.
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