USDA Vs. FHA Pro and Con comparison in Penbrook, Dauphin County, PA

In 2025, the USDA loan limit in Penbrook, part of Dauphin county in PA, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to assess today's best USDA against FHA rates, determining the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to contrast USDA, FHA, Conforming, and VA options, helping you decide which program in best matches your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Penbrook, Dauphin, PA

Loan Type Loan Limit Minimum Down
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Penbrook, PA

The mission of Lendersa® is to swiftly connect you with the best USDA or FHA loan. Choose one of three initial steps to link with lenders and USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, backed by the government Department of Agriculture, also called a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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