USDA and FHA Pro and Con in Penbrook, Dauphin County, PA
In 2025, the USDA loan limit in Penbrook, part of Dauphin county in PA, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to assess today's best USDA against FHA rates, determining the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to contrast USDA, FHA, Conforming, and VA options, helping you decide which program in best matches your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Penbrook, Dauphin, PA
Loan Type
Loan Limit
Minimum Down
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Penbrook, PA
The mission of Lendersa® is to swiftly connect you with the best USDA or FHA loan. Choose one of three initial steps to link with lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also called a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment.
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Port Arthur Teachers FCU was organized in February 1953 to serve the employees of the Port Arthur Independent School District. The credit union operated in the homes of the directors for the first 20 years until it purchased the first building. Our mission is to be the first institution members will come to for their financial needs.
Port Arthur Community FCU has been open since 1950. The credit union has assets totaling $22.66 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.
In 1935, 5Point was born as a credit union intended to support the men and women who worked for The Texas Company. What started as a small community endeavor with 57 members and $247 in total savings has grown in ways its founders could not have imagined. Today, 5Point is one of the largest independent not-for-profit financial institutions.
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