USDA VS FHA in Susquehanna, Dauphin County, PA

As of 2025, the USDA loan limit for a single-family home in Susquehanna, located in Dauphin, PA, stands at $336,500. In contrast, the FHA loan limit is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze current USDA versus FHA rates, helping you identify the necessary income, credit, reserves, and documentation to qualify. With our sophisticated mortgage comparison tool, you can simultaneously evaluate USDA, FHA, Conforming, and VA options, assisting you in making an informed decision tailored to your financial needs in Alabama.

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Loan Limits and Down Payment Requirements in Susquehanna, Dauphin, PA for 2025

Loan Type Maximum Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Opportunities in Susquehanna, PA

At Lendersa® our aim is to secure you the most competitive USDA or FHA loan swiftly and conveniently. Choose one of three pathways to engage with suitable lenders and discover available USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, endorsed by the United States Department of Agriculture, also known as a USDA rural development mortgage, is available exclusively within rural zones. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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