In the year 2026, within Fox, county of Elk, in PA, the USDA loan ceiling is $336,500, whereas the FHA ceiling for a single-family house stands at $472,030.
Lendersa® provides a USDA loan calculator to effectively compare and contrast today's top USDA and FHA rates. This tool helps determine income, credit, reserves, and documents necessary for eligibility. With our advanced mortgage calculator, observe side-by-side the offerings of USDA, FHA, Conforming, and VA loans, assisting you in finding the ideal choice for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Fox, County of Elk, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Fox, PA
The goal at Lendersa® is to efficiently obtain the best available USDA or FHA loan, expeditiously and without excessive difficulty. Begin the process by choosing any of three pathways that guide you to the appropriate lenders and USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture — sometimes known as a USDA rural development loan or USDA mortgage — is exclusively available in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans require none, offering a significant advantage for those qualifying.
The First Area Federal Credit Union is a unique financial institution. We are member owned and not-for-profit. Unlike banks that are strictly profit-driven, we return excess earnings to our members by providing better personal service, lower interest rates for loans, higher yields on savings accounts, new products and services.
MCS Bank is a state-chartered, MUTUAL savings bank operating five community branches in Mifflin, Huntingdon and Snyder Counties and a Operations Center with full-service Branch in Milroy.
Originally formed in 1923 as the Mifflin County Building and Loan Association, MCS Bank has grown throughout the years by focusing
The Morrisons Cove 1st Federal Credit Union is a member owned and controlled Financial Institution whose purpose is to maximize benefits by providing cost-effectiveness and to promote thrift and cooperation among the membership; to expand both membership and services while maintaining financial soundness.
ACBLA has been serving Armstrong County and the surrounding counties with quality service and a friendly smile since 1925. As a community savings and loan ACBLA takes pride in supporting and giving back to its local community of Armstrong County. By being a small hometown savings and loan,
Armstrong Associates Federal Credit Union has been open since 1958 and also Armstrong Associates Federal Credit Union believes in the philosophy of “not for profit, not for charity – but for service.” Our mission is to protect members’ assets while providing a high degree of products and services and a fair rate on loans and shares.
The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families.
Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.
Moonlight Credit Union has been open since 1947. The credit union has assets totaling $42.92 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
111 Franklin Street, Room 224, Johnstown, PA, 15901
G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.
AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV.
At AmeriServ, we believe banking is about more than money.
The Franklin Johnstown Federal Credit Union is a Not-For-Profit, member owned, financial organization dedicated to becoming the primary financial institution for our members. We strive to provide the highest quality of personal attention while maintaining stability and growth. Franklin Johnstown Federal Credit Union has been open since 1950.
We're locally owned and operated. So we support our community, including the small businesses here in upstate New York. We offer many different commercial loans, checking and savings accounts to make sure your business has what it needs to succeed. Our commitment is best expressed in the different products and services we offer our customers.
