USDA VS FHA in Gettysburg, Adams County, PA

In 2025, the USDA loan limit for Gettysburg, in the county of Adams, PA, is $336,500. In comparison, the FHA limit for a single-family dwelling stands at $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates, determining necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Gettysburg, County of Adams, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Gettysburg, PA

Lendersa® aims to swiftly connect you with the best USDA or FHA loans, fast and without hassle. Choose one of three starting points to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in PA

The USDA home loan, also known as the USDA rural development loan, is a mortgage guaranteed by the Department of Agriculture, available solely in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Erie Community FCU, a federally insured credit union that was founded in 1958. We are a full-service, not-for-profit financial institution owned by its members. If you have a family member (spouse, sister, uncle, nephew, grandparent, etc.) who is already a member of the credit union, you qualify to join as well, regardless if you live, work, or wor
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