USDA Vs. FHA your options comparison in Park-Forest-Village, Centre County, PA
In 2026, the USDA loan limit for Park-Forest-Village, in the county of Centre, PA, is $285,000, whereas for a single-family home, the FHA limit is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in fits your financial situation best.
2026 Loan Limits and Down Payment Requirements in Park-Forest-Village, County of Centre, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Park-Forest-Village, PA
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you, with minimal hassle. Select from one of three starting points to connect with lenders and discover USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans do not require any down payment at all.
Wheatland FCU has been a part of Lancaster County since its inception in 1936. We have a firm sense of commitment to the county we serve and belong to. Our Mission is To assist our members in building a solid financial future. At Wheatland FCU, you’re not merely a customer known only by an account number, you’re a member and owner.
Penlanco Federal Credit Union has been serving the PPL Electric Utilities family since 1938, and is now accepting additional companies and groups within 25-miles of Penlanco FCU. Penlanco FCU is a employee and group based credit union which means that you must have an affiliation with one of our employers or groups in order to be a member.
The mission of Lanco Federal Credit Union is to help members achieve their life's goals by promoting financial health and providing affordable access to credit. Lanco Federal Credit Union is a member-owned, not-for-profit financial institution. This means that Lanco returns excess earnings to our members in the form of competitive dividend rates.
FERKO Maryland Federal Credit Union was established in 1955 to meet the financial needs of employees of the Frederick County, Maryland Public Schools, the Frederick Community College and members of their immediate families. From the original eight charter members, FERKO has grown to where it services over 4, 000 members.
255 Butler Avenue, Suite 300, Lancaster, PA, 17601
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
While the concept of true & solid customer service is not new, it is our purpose & intent to continuously move & adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals.
At Prosper Mortgage Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.We use "common sense" & will help you obtain the best loan possible. We are a small, family owned, mortgage company & represent a wide range of "A" rated lenders with first quality rates.
1525 Oregon Pike, Suite 2001, Lancaster, PA, 17601
PMG is a mortgage broker in Pennsylvania that takes a long-term partnership approach to the process of buying or refinancing. As such, we seek to develop good relationships with our clients through trustworthy service and timely communication throughout the process. Dave started PMG in December of 2005.
