USDA and FHA Pro and Con in Park-Forest-Village, Centre County, PA
In 2025, the USDA loan limit for Park-Forest-Village, in the county of Centre, PA, is $285,000, whereas for a single-family home, the FHA limit is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in fits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Park-Forest-Village, County of Centre, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Park-Forest-Village, PA
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you, with minimal hassle. Select from one of three starting points to connect with lenders and discover USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans do not require any down payment at all.
vantage Federal Credit Union is open to our community. Anyone who lives, works, worships or attends school in Maury or Williamson County is eFamily Advantage Federal Credit Union is open to our community. Family Advantage Federal Credit Union is located in the heart of Spring Hill and less than two miles from the General Motors.
First Farmers is one of Tennessee’s leading community banks with more than $1.9 billion in assets and over $6.0 billion in administered trust assets. Our bank has steadily grown across the region, with 22 financial service centers in Davidson, Giles, Hickman, Lawrence, Marshall, Maury and Williamson counties. Through our continued growth.
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