USDA Vs. FHA Pro and Con comparison in Jenkintown, Montgomery County, PA

In 2025, the USDA loan limit in Jenkintown, within Montgomery County of PA, is $381,800. Meanwhile, the FHA limit for a single-family home is $529,000. Knowing these limits helps potential buyers in financial planning for homeownership.

The Lendersa® USDA loan calculator enables you to compare the best current rates for USDA versus FHA loans, helping you to determine the required income, credit, reserves, and documents for qualification. Utilizing our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the most appropriate program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Jenkintown, Montgomery County, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Jenkintown, PA

Lendersa® strives to help you secure the best USDA or FHA loans quickly and without unnecessary steps. Choose one of three pathways that match you with suitable lenders and USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is strictly available for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, making them an attractive option for eligible rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Tedrowe Realty & Investments
  • 125 Jewell Street, Santa Cruz, CA, 95060
  • "Lea Tedrowe started working in real estate investments in 1983 before founding Tedrowe Realty & Investments in 1988. Lea was born and raised in Santa Cruz and has an extensive knowledge of the real estate market on the Central Coast. Contact us today for more information about private money loans, construction loans, bridge loans."
  • AMA Mortgage
  • 3101 San Jose Avenue, San Francisco, CA, 94112
  • AMA Mortgage is a mortgage brokerage to offer many different loan programs available out in the lending world. You don’t have to shop around to get the best rates and programs. A loan broker works with multiple lenders and can find the loan that will fit your situation, at the best rate possible.
  • Brentwood Finance Company
  • 180 S. Spruce Avenue Ste. 160, South San Francisco, CA, 94080
  • Brentwood Finance Company offers tailored financial solutions, specializing in business loans, commercial real estate financing, and private lending. With a strong reputation for reliability and flexibility, we provide fast, customized funding to help businesses grow. Backed by years of expertise, Brentwood Finance is your trusted partner for strat
  • Mortgage Connection
  • 1435 Huntington Ave, Suite 102, South San Francisco, CA, 94080
  • Derek Yeung has been originating loans since 1991. After years of listening to complaints from Borrowers about other mortgage lenders and banks, he decided to form a different kind of mortgage company. Mortgage Connection was founded by Mr. Yeung in 1998 with not only the goals of providing competitive interest rates,
  • hartleb-prasad corp.
  • 363 El Camino Real, Suite 288, San Francisco, CA, 94080
  • "Sierra Pacific Mortgage Corp offers Elk Grove, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options.Our company has 30+ years of experience in the Real Estate and Mortgage Industry. Hemant Prasad started Sierra Pacific Mortgage Corporation. As my company grew and I relocated to the Sacramento area in 1995,
  • California Mortgage Company, Inc.
  • 1435 Huntington Avenue, Suite 100, South San Francisco, CA, 94080
  • With over 20 years experience as mortgage brokers, we are able to provide competitive advantages in the marketplace with competitive rates with a variety of loan programs. With our thorough knowledge of conventional, FHA, & VA loan programs as well as Outside the Box such as less than perfect credit & alternative income documentation loan programs
  • Sequoia Mortgage Capital, Inc.
  • PO Box 2524, San Anselmo, CA, 94979
  • Sequoia Mortgage Capital is a certified Bay Area Green Business focused on funding loans that other lenders turn down. We operate from our headquarters building in downtown San Anselmo and specialize in short-term loans secured by California real estate. Real estate lending is our only business and we are committed to exceeding your expectations.
  • National Personal Loan's
  • 14 W Cavour St, Daly City, CA, 94014
  • If you need money to cover urgent needs, don’t wait another minute to contact us. You don’t have to suffer without the cash you need, and there is no reason for you to run around town trying to find someone who will loan you a quick buck. Start by sending your online inquiry form to National Personal Loans.
  • Bank of Marin
  • 504 Redwood Blvd, Suite 100, Novato, CA, 94947
  • Bank of Marin is a leading business and community bank in Northern California with assets of almost $4 billion. Bank of Marin provides commercial banking, personal banking, specialty lending and wealth management and trust services throughout its 31 branches and 8 commercial banking offices located across 10 counties.
  • West Cal Financial
  • 1775 Indian Valley Dr, Novato, CA, 94947
  • West Cal Financial Our team strives to provide our clients with the best possible experience. Our One-Stop-Shop approach strives to provide a customer experience that will help alleviate the stress and worry that can often be part of such a large financial transaction. With our specialized knowledge we hope to be able to provide our clients.
  • Community First Credit Union
  • 1539 S Novato Blvd, Novato, CA, 94947
  • Community First Credit Union was founded by seven LOCAL teachers who were denied home loans by banks (back in the day, teachers weren't paid in summer months, and bankers decided teachers weren't smart enough to save up for those months). Since that founding, our "field of Membership" was expanded to include anyone who was a resident of Lake