In 2026, the USDA loan limit in Jenkintown, within Montgomery County of PA, is $381,800. Meanwhile, the FHA limit for a single-family home is $529,000. Knowing these limits helps potential buyers in financial planning for homeownership.
The Lendersa® USDA loan calculator enables you to compare the best current rates for USDA versus FHA loans, helping you to determine the required income, credit, reserves, and documents for qualification. Utilizing our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the most appropriate program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Jenkintown, Montgomery County, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Jenkintown, PA
Lendersa® strives to help you secure the best USDA or FHA loans quickly and without unnecessary steps. Choose one of three pathways that match you with suitable lenders and USDA loan programs tailored to your needs.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is strictly available for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, making them an attractive option for eligible rural homebuyers.
261 Old York Road, Suite 719, Jenkintown, PA, 19046
Lends in Pennsylvania
Orchard Hill Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
Global Home Lending combines the power of cutting edge technology with a world-class team of real estate and finance professionals. Our goal is to deliver fast execution and an unparalleled client experience. We bring our combined 35+ years of mortgage experience to deliver industry expertise with a personalized approach.
3993 Huntingdon Pike, Huntingdon Valley, PA, 19006
Lends in Pennsylvania
Prudential Bank is a Pennsylvania chartered savings bank originally organized in 1886 as a Pennsylvania chartered mutual building and loan association. We were originally known as “The South Philadelphia Building and Loan Association No. 2”. We converted to a mutual savings bank in August 2004, to a Mutual Holding Company structure in March 2005
3103 Philmont Ave, Suite 103, Huntingdon Valley, PA, 19006
Lends in Pennsylvania
We are a private family-owned mortgage lender based out of Huntingdon Valley, PA established in 2007. Our upper management has a combined 75+ years of experience in the mortgage industry, and are always up to date on the ever-changing market. We offer FHA, Conventional, and the newest government programs available to Pennsylvania
Dynamic Funding Solutions, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
2337 Philmont Avenue, Sute 206, Huntingdon Valley, PA, 19006
Lends in Pennsylvania
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
380 Red Lion Rd, Suite 210, Huntingdon Valley, PA, 19006
Lends in Pennsylvania
Traditional banks are very conservative about who they will lend money to and the process usually takes a very long time. At Approved Business Lending, we have access to over 100 lenders nationwide, with virtually unlimited capital. Let our specialists go to work for you in finding the cheapest and fastest loans to meet your specific need
American Heritage is a credit union, not a bank. Since we provide all of the same services and conveniences as a bank, take a closer look at what makes us different – and better! American Heritage will never be a faceless, business-first organization. We are a community of members. We live and work together. We are family.
"A Mortgage Broker in Philadelphia, we specialize in closing challenging loans. Whether you are looking to purchase or refinance, we have access to a full line of loan options from many different banks to offer you the best loan that fits your specific needs. Since everyone has different needs, with us you have options, many options."
