USDA Vs. FHA Pro and Con comparison in Throop, Lackawanna County, PA
In 2026, the USDA loan limit in Throop, within the county of Lackawanna, PA is $336,500, whereas the FHA cap for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to contrast the best available USDA versus FHA rates, and to pinpoint the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loan options, supporting your decision on which plan in best matches your financial needs.
Loan Limits and Down Payment Requirements for 2026 in Throop, Lackawanna, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Throop, PA
The purpose of Lendersa® is to swiftly deliver the most suitable USDA or FHA loan hassle-free. Choose from three available paths to engage with compatible lenders and explore relevant USDA loan programs.
A USDA home loan is guaranteed by the government Department of Agriculture, often referred to as a USDA rural development loan. It is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not require any down payment.
FNCB Bank was established as a National Banking Association in 1910 as The First National Bank of Dunmore. After 70 years of operating in one location at Dunmore Corners, the Bank expanded to Scranton (1980) and Dickson City (1984).
On October 27, 1987, upon approval at a special shareholder's meeting
Fidelity Bank has over 118 year history of exceeding its clients' expectations with engaging and client-focused employees who listen, understand, and recommend the products and services that best suit YOU. The team of Fidelity Bankers focuses on serving as trusted financial advisors to its clients
My City Mortgage strives to provide applicants with a smooth, transparent loan process. Learn how we combine technology with unsurpassed customer service in order to provide customers with the most efficient mortgage process possible. My City Mortgage strives to provide applicants with a smooth, transparent loan process.
203 East Drinker Street, 2nd Floor, Dunmore, PA, 18512
Lends in Pennsylvania
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The CMC Employees FCU was established in 1975. On January 1, 1991 FCPI FCU merged with CMC Employees FCU creating CMC-FCPI Employees FCU. Our field of membership includes: employees, doctors, medical staff, and technicians of the Geisinger Community Medical Center who work in Scranton.
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