USDA Vs. FHA Pro and Con comparison in Kenhorst, Berks County, PA

As of 2025, the USDA loan limit for Kenhorst in Berks County, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the required income, credit, reserves, and documents. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side to help decide which option suits your financial needs best in Alabama.

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2025 Loan Limits and Down Payment Requirements in Kenhorst, Berks County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Kenhorst, PA

Lendersa® aims to quickly secure you the best USDA or FHA loan, without hassle. Start from three paths to connect with lenders and USDA programs.

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Understanding USDA Loans in PA

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA Rural Development Loan, is available in rural areas. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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