USDA Loan Vs. FHA loan for Cumru, PA 2025

For 2025, the USDA loan limit in Cumru, located in Berks County, PA, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in is best suited for your financial needs.

USDA and FHA Loan Options in Cumru, PA

Lendersa® is committed to providing the best USDA or FHA loan quickly and without hassle. Choose one of three strategies to connect with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.

Get top 10
USDA LENDERS
customized to yout needes

(484) 263-2500 Lender's profile and map Reviews U.S. Financial, Inc. 107 East Chestnut Street, West Chester, PA, 19380 It can be a huge task to purchase a new house or refinance your current mortgage loan. You can count on us to guide you to the loan program that's the best fit for you. Our team of professionals is ready to help you with this important financial decision. U.S. Financial to be your guide in finding the right mortgage program for you!
(610) 647-0100 Lender's profile and map Reviews The National Bank of Malvern 2 West King Street, Malvern, PA, 19355 The National Bank of Malvern, headquartered in Malvern, Pennsylvania, was founded in 1884. The National Bank of Malvern has two full service retail bank locations in Chester County, Pennsylvania and offers deposit accounts, online and mobile banking, consumer and commercial loans, and trust services.
(484) 568-5000 Lender's profile and map Reviews Meridian Bank 9 Old Lincoln Hwy, Malvern, PA, 19355 Meridian is an innovative community bank providing a comprehensive array of financial services to businesses, professional practices and individuals in PA, NJ, DE and MD. In addition to a broad-based commercial lending portfolio, specialties include SBA lending, commercial and consumer real estate financing, residential mortgages, private banking
(610) 889-0558 Lender's profile and map Reviews Money Quest Lending Corp 17 Mystic Lane, Malvern, PA, 19355 Money Quest Lending Corporation is your premiere source for better mortgage products. We offer superior financial guidance drawn from our vast knowledge and proven experience. We know what it means to own a home and acknowledge that it is most likely the most valuable asset many of us will ever purchase.
(484) 624-6800 Lender's profile and map Reviews Spring Mill Financial LLC 101 Lindenwood Drive, Suite 225, Malvern, PA, 19355 Spring Mill Financial is a full service mortgage broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages. If you are purchasing, refinancing, or looking to draw equity from your home, Spring Mill Financial can help! NMLS 1854510broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages.
(610) 889-2004 Lender's profile and map Reviews National Mortgage Group, Inc. 101 Lindenwood Drive Suite 225, Malvern, PA, 19355 National Mortgage Group offers a wide variety of competitive financing options. We specialize in Conforming, FHA Government Insured, Jumbo Loans, VA, Commercial and much more. National Mortgage Group has experienced tremendous success by providing exceptional customer service and a wide range of competitive mortgage
(484) 655-6900 Lender's profile and map Reviews APCI Federal Credit Union 6126 Hamilton Boulevard, Suite 102, Allentown, PA, 18106 APCI Federal Credit Union (APCI FCU) is a non-profit financial cooperative that has serviced our members since 1954. We have a staff of 50+, with over 500 years of combined credit union experience. As banks implement new fees or raise existing account charges, APCI FCU's value proposition continues to grow stronger
(610) 821-2403 Lender's profile and map Reviews First Commonwealth Federal Credit Union 6126 Hamilton Blvd, Suite 100, Allentown, PA, 18106 First Commonwealth is a consumer-friendly alternative to banking. We offer all the services you're accustomed to, but at better rates and lower fees. That's because we're structured differently than banks. Banks are in business to earn profits for their stockholder investors. Our credit union exists to improve your financial well being.
(610) 351-0428 Lender's profile and map Reviews Traditional Mortgage LLC 682 N. Brookside Road, Suite 101, Allentown, PA, 18106 Traditional Mortgage, LLC is a state licensed mortgage lending entity that originates mortgage loans directly to the consumer. Our mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(717) 824-3669 Lender's profile and map Reviews Team First Federal Credit Union 111 Centerville Road, Lancaster, PA, 17603 At Team First FCU, we are committed to serving the needs of our membership. We understand that our members make us who we are and serving them is our number one priority. We offer a wide range of services to meet all your needs. The Team First Federal Credit Union began as the Teamsters Local #771 Federal Credit Union on February 15, 1962.
(717) 286-9936 Lender's profile and map Reviews HomeSale Mortgage, LLC. 131 Centerville Road, Lancaster, PA, 17603 HomeSale Mortgage, LLC is your hometown mortgage company. As a subsidiary of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage, LLC is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology.