USDA Vs. FHA Pro and Con comparison in Cumru, Berks County, PA

In 2025, USDA loan limit in Cumru, county of Berks, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Cumru, county of Berks, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Cumru, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dave Warth Mortgage Broker
  • 79405 Hwy 111, La Quinta, CA, 92253
  • Dave Warth Mortgage Broker As a mortgage broker, I work with the wholesale departments of several banks & lenders nationwide so I can offer every type of mortgage available on the market at the best rates and costs. Unlike big banks who only have limited loan programs and sales reps who take your loan application.
  • HACIENDA HOME LOANS Inc
  • 77935 Calle Tampico, La Quinta, CA, 92253
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Impress Realty
  • 45725 Camino Vista, La Quinta, CA, 92253
  • My name is Ulises Escobar, a Coachella Valley real estate agent and home loan mortgage refinancing specialist dedicated to helping you find your next dream home -- with a focus in La Quinta, Palm Desert, Indio, Cathedral City, Bermuda Dunes, Coachella, Desert Hot Springs, Palm Springs, Rancho Mirage, Salton Sea, Thermal, and beyond.
  • Choice One Mortgage Company
  • 78015 Main Street, Suite 201C, La Quinta, CA, 92253
  • "We offer the lowest rates in the industry and we always have no point (and no fee) options available for you! With offices in Westlake Village and La Quinta, Choice One Mortgage has been helping Californians finance their homes since 1995. Our clients live all over CA but that doesn’t stop us from helping them! In this day and age"
  • First West Financial
  • 78370 Highway 111, Suite 255, La Quinta, CA, 92253
  • "First West Financial is a local, family-owned and operated mortgage company with service second to none. We are proud to be a family-owned, locally operated mortgage broker in La Quinta, CA. We serve the needs of the Homebuyers, Homeowners, and Real Estate Agents all across Southern California.broker in La Quinta, CA."
  • DFI Funding
  • 78-365 Highway 111 #529, La Quinta, CA, 92253
  • DFI Capital Management, Inc. is a private money lender providing financing solutions in California. DFI Capital Management’s leaders have over 50 years of experience in arranging and funding residential, construction and commercial mortgage loans. DFI is a private loan servicer and asset manager. Please feel free to contact us with any questions.
  • Financial Horizons Credit Union
  • 895 E Street, Hawthorne, NV, 89415
  • We've been community leaders since 1947. Our original mission was to serve individuals affiliated with the Naval Ammunition Depot in Hawthorne. Since then, we've expanded to serve residents of several rural Nevada counties. We're proud of our growth. And proud that you trust us with your financial health.
  • Cashback Loans
  • PO Box 6090, La Quinta, CA, 92248
  • Cashback Loans was founded for the purpose of serving Southern California residents. We opened our first two locations in 2003 and have now grown to 29 convenient locations. We are dedicated to providing our Southern California clients with quick, efficient loans and only the best customer service.
  • N W Mortgage, LLC
  • 115 S 2nd St, Selah, WA, 98942
  • N.W. Mortgage, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
  • Priscilla Guillen Home Loans
  • 74950 Highway 111, Indian Wells, CA, 92210
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • LTV Private Equity
  • 75280 Highway 111 Suite 101, Indian Wells, CA, 92210
  • LTV Private Equity is a locally owned company located in Indian Wells, California. With over 30 years of "Hard Money" experience within the LTV family, we have represented borrowers and lenders throughout the state of California.LTV personally inspects each property in question and gathers their own property data.