USDA and FHA Pro and Con in West-Wyomissing, Berks County, PA
In the year 2025, the USDA loan limit for West-Wyomissing, situated in Berks County, PA, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Take advantage of the Lendersa® USDA loan calculator to evaluate and contrast the best rates available for USDA versus FHA loans today. Determine the necessary income, credit scores, reserves, and documentation required to qualify. With our advanced mortgage calculator, you'll see USDA, FHA, Conforming, and VA options side by side, guiding you to select the most suitable program in tailored to your financial circumstances.
2025 Loan Limits and Down Payment Requirements in West-Wyomissing, Berks County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in West-Wyomissing, PA
The primary goal of Lendersa® is to help you acquire the ideal USDA or FHA loan swiftly and hassle-free. You can choose from one of three starting paths that will connect you with the right lenders and applicable USDA loan programs.
USDA home loans, supported by the Department of Agriculture, are also known as USDA rural development loans or USDA mortgages, and they are available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment, offering a significant advantage to qualified buyers in rural locations.
Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
B-M S Federal Credit Union was chartered in 1954 as Squibb Local 438. Our name was changed twice in the ensuing years until 1990 when we officially became B-M S Federal Credit Union. The credit union grew slowly but steadily until 1990, at which time new management, new office locations, and many new services started to be introduced.
RFCU began helping faculty and staff and their families reach their financial goals. Over the years, we have since included UMDNJ, students, and partnered with a variety of Rutgers University organizations. Today, Rutgers Federal Credit Union has over $90 million in assets and over 9, 400 members.
P&G Mehoopany Employees Federal Credit Union is a not-for-profit cooperative financial institution that is owned and controlled by the members. The Credit Union is not-for-profit, not for charity but for service. The Credit Union provides many of the same products and services as other financial institutions.
Brunswick Bank & Trust was started on one idea, helping people. At the time it opened its doors, a bank of its kind didn’t exist in the local area. While the national bank set out to help citizens from a government level & the saving bank helped them with investments, the founders of Brunswick Bank strived for a more inclusive approach to banking.
Magyar Bank is your one stop solution for all your banking needs. We've been helping families and businesses reach their financial dreams since 1922, and we're an active leader in the communities we serve. Each year, we support over 75 local organizations through employees volunteering their time, and corporate donations.
Choice Home Finance is a licensed mortgage broker committed to responsible lending. We are experts in locating the best mortgage for your individual circumstances. We have extensive experience in most of the products and programs that are available today. We can help you secure a residential mortgage loan,
Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, & non-conforming with fixed rate & adjustable rate options.
Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, and non-conforming with fixed rate.
999 North Loyalsock Avenue, Suite A, Montoursville, PA, 17754
The Montoursville Area FCU is a member owned & operated, not for profit financial cooperative striving to meet the financial needs of its members. The mission of our credit union is to serve our members needs by providing competitive rates for savings and loans. We will seek to maintain the financial stability and steady growth of our organization.
