USDA Vs. FHA Pro and Con comparison in West-Wyomissing, Berks County, PA
In the year 2025, the USDA loan limit for West-Wyomissing, situated in Berks County, PA, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Take advantage of the Lendersa® USDA loan calculator to evaluate and contrast the best rates available for USDA versus FHA loans today. Determine the necessary income, credit scores, reserves, and documentation required to qualify. With our advanced mortgage calculator, you'll see USDA, FHA, Conforming, and VA options side by side, guiding you to select the most suitable program in tailored to your financial circumstances.
2025 Loan Limits and Down Payment Requirements in West-Wyomissing, Berks County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in West-Wyomissing, PA
The primary goal of Lendersa® is to help you acquire the ideal USDA or FHA loan swiftly and hassle-free. You can choose from one of three starting paths that will connect you with the right lenders and applicable USDA loan programs.
USDA home loans, supported by the Department of Agriculture, are also known as USDA rural development loans or USDA mortgages, and they are available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment, offering a significant advantage to qualified buyers in rural locations.
Florida First Capital is Florida's original statewide certified development company promoting economic development and job creation. Under the SBA 504 Loan Program, Florida First Capital works with private-sector lenders to provide eligible small business owners in Florida and Alabama and Georgia.
First Federal Credit Union was chartered in 1926. Since then, we have been serving our members in Linn County by providing them with community financial services to help families and businesses while holding ourselves to the highest standards. We have recently expanded to serve Benton county.
Metco Credit Union is a non-profit financial cooperative, owned, and operated by its members. Our purpose is to create pathways to financial success for our members by providing a full range of competitive services that respond to their changing needs. Metco Credit Union Established in 1957.
3959 South Nova Road, Suite B-30, Port Orange, FL, 32127
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Simplicity Mortgage offers a full suite of loan products Conventional, VA loan, FHA loan, USDA, Jumbo, Non Qualified Mortgage (non-QM), Self Employed, 1099, bank statement, first time home buyer, investment, and secondary property purchases. We have excellent options for your refinance .
5111 S Ridgewood Ave, Ste 103, Port Orange, FL, 32127
American Mortgage Loan Services is a locally owned, Florida Mortgage Broker. For over 25 years American Mortgage has been providing mortgage assistance to Florida communities. Our loan officers work with our clients to create a desirable mortgage that will best fit their needs and goals.
We are the BEST at what we do, and we don’t take you for granted. At Encompass, you are more than a number, you are more than a credit score, and you are more than the next transaction. You are a person who has very specific needs and goals. We understand that no two transactions are alike because no two people are alike.
At MidSouth Bank, our roots have long been established in independent, community Banking. Founded in January 1912, during an era when many community leaders across the nation formed Banks to meet the needs of neighborhood families and business owners, we opened our doors with just $18, 000 in assets.
GCFCU has grown to more than 3900 members strong and exceeds $17 million in assets as of March 31, 2016. Our growth and success comes from the support of our loyal members who use our services, a dedicated group of volunteers who are elected by our members to represent them, and a friendly staff who are committed to exceeding your
We are passionate about giving our customers and the communities we serve, an experience that is Unbelievably Good. Member FDIC. Equal Housing Lender
First Citizens National Bank operates from 25 locations in the state of Tennessee. Established in 1889 in Dyer County, the bank serves markets throughout eleven Tennessee counties.
