USDA Vs. FHA your options comparison in Shillington, Berks County, PA

In 2025, the USDA loan limit for Shillington, located in the county of Berks, PA, is $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side to help you decide which program in best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Shillington, Berks, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Shillington, PA

Lendersa® aims to secure the best USDA or FHA loan for you as quickly and effortlessly as possible. Choose from one of three starting points to get matched with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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