USDA and FHA Pro and Con in Shillington, Berks County, PA

In 2025, the USDA loan limit for Shillington, located in the county of Berks, PA, is $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side to help you decide which program in best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Shillington, Berks, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Shillington, PA

Lendersa® aims to secure the best USDA or FHA loan for you as quickly and effortlessly as possible. Choose from one of three starting points to get matched with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hero Mortgage Group
  • 7407 Wiles Road, Suite 354, Coral Springs, FL, 33067
  • OUR MISSION is TO PROVIDE EXTRAORDINARY SAVINGS TO HEROES WHO PROVIDE EXTRAORDINARY SERVICES TO OUR NATION AND ITS COMMUNITIES EVERY DAY. We've been helping customers afford the home of their dreams for many years and we love what we do. We take pride of ownership and continually strive to deliver excellence.
  • Elite Funding Network LLC
  • 7957 North University Drive, Suite 156, Parkland, FL, 33067
  • We use the most up to date technology powered by the nations top lenders, we also save time and efforts by streamlining the complex mortgage loan process to make it as easy as possible for our clients​. Our goal is to provide exceptional service, save you money, and offer you the lowest rates in the industry.
  • Athus Mortgage Services LLC
  • 11764 W. Sample Road, Suite 103, Coral Springs, FL, 33067
  • We are here to serve our clients with honesty, integrity and competence. We understand that sometimes buying a house can be disappointing and stressful but we are going to work hard to provide the mortgage process faster, simpler and less stress. Working directly with the lenders to get the lowest interest rate
  • Bridgeport Capital Services Inc
  • 5541 N. University Drive, Suite 101, Coral Springs, FL, 33076
  • Bridgeport Capital Services wants to be your factoring company, a goal our account executives support by standing ready to serve you at a moment’s notice. From providing immediate cash for payroll funding and business growth, to monitoring your accounts receivable to keep them current and flowing.
  • Capital Group Funding
  • 11263 NW 51st St, Coral Springs, FL, 33076
  • On time, stress free closings. Always. Whether you are purchasing your first home or are a seasoned home buyer, let me handle your transaction with professionalism and timely communication. You deserve it. Home financing simplified. Let my experience guide you. Always available to speak with you.
  • Elite Lending Solutions Incorporated
  • 5850 Coral Ridge Drive, Pompano Beach, FL, 33076
  • At Elite Lending Solutions, Incorporated, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • AAA Financial Corporation
  • 8811 S Miralago Way, Parkland, FL, 33076
  • AAAFinancial.com has been helping homeowners with their mortgages since 1989. We find you the right mortgage for the lowest cost! How? We have wholesale agreements with many of the largest lenders ( like those you see everyday on TV!). By keeping our overhead low we can pass the savings on to you!
  • Jet Direct Mortgage
  • 7401 Wiles Road, Suite 212, Pompano Beach, FL, 33076
  • At Jet Direct Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.