In 2026, the USDA loan limit for London-Britain in Chester County, PA, is $345,000, whereas the FHA limit for a single-family home is $431,250.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA rates to find out income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA side by side, helping you decide which program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $345,000 | 0% | |
| FHA | $431,250 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to provide you with the best USDA or FHA loan without hassle. Choose one of three starting options to match with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is commonly called a USDA rural development loan or mortgage. Available only in rural areas, it differs from FHA loans that have a minimum 3.5% down payment, by offering a no-down-payment option, benefiting qualified buyers in rural regions.
Enter your location to find out if it qualifies for USDA rural housing loan?
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