USDA VS FHA in London-Britain, Chester County, PA

In 2025, the USDA loan limit for London-Britain in Chester County, PA, is $345,000, whereas the FHA limit for a single-family home is $431,250.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA rates to find out income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA side by side, helping you decide which program in is best for your financial situation.

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2025 Loan Limits and Down Payment Requirements in London-Britain, Chester County, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in London-Britain, PA

The mission of Lendersa® is to provide you with the best USDA or FHA loan without hassle. Choose one of three starting options to match with lenders and USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, is commonly called a USDA rural development loan or mortgage. Available only in rural areas, it differs from FHA loans that have a minimum 3.5% down payment, by offering a no-down-payment option, benefiting qualified buyers in rural regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank of Winona
  • LogoMay22-Ext-4621, Winona, MS, 38967
  • We were founded in 1885 and are the oldest financial institution serving Montgomery and Carroll County. The bank has been locally owned and operated since its founding. Bank of Winona provides a wide array of services to both businesses and individuals. Full Service Bank. Auto, Mortgage, Personal & Business Loans and Services.
  • Fastbreak Mortgage Brokers
  • 2126 E Edgewood Dr, Suite 3-4, Lakeland, FL, 33803
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • CityState Financial
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  • At City State Financial as a licensed Mortgage Broker use direct lenders, banks, credit unions, private lenders, and financial institutions; offering our clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence,
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  • At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.We are the Home of Possibility!
  • Compass Mortgage LLC
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  • "Compass Mortgage LLC is your Lakeland and Polk County, Florida home for residential mortgages and refinancing. We offer a variety of mortgage loan products including FHA, VA, USDA and Conventional. As a locally owned and operated Broker, we are committed to help you find the right product for your needs. In fact, every borrower is different"
  • Florida Mortgage Pros LLC
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  • Publix Employees Federal Credit Union (PEFCU) is a member-owned co-operative that was founded in 1957 to meet the financial needs of current and retired Publix Super Markets Inc. associates and their family members. PEFCU, with over $1 billion in assets, is ranked in the top five percent of credit unions nation-wide.
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