USDA Vs. FHA Pro and Con comparison in London-Britain, Chester County, PA

In 2025, the USDA loan limit for London-Britain in Chester County, PA, is $345,000, whereas the FHA limit for a single-family home is $431,250.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA rates to find out income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA side by side, helping you decide which program in is best for your financial situation.

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2025 Loan Limits and Down Payment Requirements in London-Britain, Chester County, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in London-Britain, PA

The mission of Lendersa® is to provide you with the best USDA or FHA loan without hassle. Choose one of three starting options to match with lenders and USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, is commonly called a USDA rural development loan or mortgage. Available only in rural areas, it differs from FHA loans that have a minimum 3.5% down payment, by offering a no-down-payment option, benefiting qualified buyers in rural regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



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