USDA Vs. FHA your options comparison in West-Grove, Chester County, PA
In 2025, for West-Grove in Chester, PA, the USDA loan limit stands at $345,000, while the FHA cap for a single-family home is $431,250.
Utilize the Lendersa® USDA loan calculator for a comparison of today's top USDA versus FHA rates. Determine required income, credit, reserves, and documents. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in your decision about the best financial option in Alabama.
2025 Loan Limits and Down Payment Requirements in West-Grove, Chester County, PA
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in West-Grove, PA
Lendersa® aims to get you optimal USDA or FHA loan solutions swiftly and effortlessly. Choose one of three entry points to connect with lenders and USDA lending programs.
A USDA home loan is backed by the U.S. Department of Agriculture, commonly known as the USDA Rural Development Loan or USDA Mortgage, and it's available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment.
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