In 2026, the USDA loan limit for New-London, situated in the county of Chester, PA, is specified at $345,000. Conversely, the FHA limit for a single-family home within this region is set at $431,250.
Make use of the Lendersa® USDA loan calculator to evaluate and compare today’s leading USDA against FHA rates. This invaluable tool will assist you in determining the income, credit, reserves, and documentations needed to meet qualification criteria. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, offering a comprehensive view to help you make an informed decision about which program would be the best for your financial needs in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $345,000 | 0% | |
| FHA | $431,250 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
At Lendersa®, our ultimate objective is to efficiently deliver access to the most suitable USDA or FHA loan options without hassle. You can begin with one of the three initial strategies to effectively connect with reputable lenders that offer appropriate USDA loan programs tailored to your needs.
The USDA home loan is a government-secured mortgage underwritten by the Department of Agriculture, also widely referred to as a USDA rural development loan or USDA mortgage. These loans are designated exclusively for properties located in rural neighborhoods. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a substantial financial advantage, especially to eligible homebuyers in rural areas searching for a more flexible payment structure.
Enter your location to find out if it qualifies for USDA rural housing loan?
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