USDA Loan Vs. FHA loan pro & con New-London, Chester County, PA

In 2025, the USDA loan limit for New-London, situated in the county of Chester, PA, is specified at $345,000. Conversely, the FHA limit for a single-family home within this region is set at $431,250.

Make use of the Lendersa® USDA loan calculator to evaluate and compare today’s leading USDA against FHA rates. This invaluable tool will assist you in determining the income, credit, reserves, and documentations needed to meet qualification criteria. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, offering a comprehensive view to help you make an informed decision about which program would be the best for your financial needs in .

Exploring USDA and FHA Loan Solutions in New-London, PA

At Lendersa®, our ultimate objective is to efficiently deliver access to the most suitable USDA or FHA loan options without hassle. You can begin with one of the three initial strategies to effectively connect with reputable lenders that offer appropriate USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching outcomes

What Constitutes a USDA Loan in PA?

The USDA home loan is a government-secured mortgage underwritten by the Department of Agriculture, also widely referred to as a USDA rural development loan or USDA mortgage. These loans are designated exclusively for properties located in rural neighborhoods. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a substantial financial advantage, especially to eligible homebuyers in rural areas searching for a more flexible payment structure.

Get top 10
USDA LENDERS
customized to yout needes

(760) 779-8724 Lender's profile and map Reviews Nationwide Fair Lending 73255 El Paseo, Suite 12, Palm Desert, CA, 92260 Nationwide Fair Lending employs an experienced staff, whose sole function is to assure customer satisfaction throughout the entire loan process. Our staff’s commitment to this industry is supported by continued education and development in the latest products. We measure achievement not only in financial terms but also in human terms.
(775) 945-2421 Lender's profile and map Reviews Financial Horizons Credit Union 895 E Street, Hawthorne, NV, 89415 We've been community leaders since 1947. Our original mission was to serve individuals affiliated with the Naval Ammunition Depot in Hawthorne. Since then, we've expanded to serve residents of several rural Nevada counties. We're proud of our growth. And proud that you trust us with your financial health.
(509) 248-1720 Lender's profile and map Reviews Solarity Credit Union PO Box 2922, Yakima, WA, 98907 Solarity Credit Union’s digitally focused community-centric co-op currently serves more than 50, 000 members and offers a comprehensive range of products and services to meet ever-evolving financial needs. Membership is open to everyone who lives, works, worships, or attends school within a Washington State school district
(509) 249-8287 Lender's profile and map Reviews PFC of Yakima 732 Summitview Ave, Suite 639, Yakima, WA, 98902 PFC of Yakima is a local family-owned company specializing in asset and real estate secured lending. We have been originating, underwriting, and servicing loans in Central Washington since 1992. Michaela Stelzer is the Business Manager and handle accounting and administrative duties for the company.
(509) 248-4308 Lender's profile and map Reviews CALCOE Federal Credit Union 1209 N 16th Ave, Yakima, WA, 98902 CALCOE Federal Credit Union, we are committed to achieving the highest level of member service by offering financial products, services, and education designed to benefit our members while maintaining the safety, soundness and managed growth of our cooperative and also CALCOE has a rich history in helping members improve their quality of life.
(760) 446-3500 Lender's profile and map Reviews Desert Valleys FCU 100 E. Ward Ave, Ridgecrest, CA, 93555 Desert Valleys Federal Credit Union received its Charter # 5366 on July 11, 1946. The Credit Union was originally established in the Searles Valley to provide the plant workers of American Potash Chemical Company a place to cash their payroll checks. In May of 1999 the Desert Valleys Federal Credit Union expanded its’ field of membership to include
(760) 371-7000 Lender's profile and map Reviews AltaOne Federal Credit Union 701 South China Lake Boulevard, Ridgecrest, CA, 93555 AltaOne members and employees enjoy a one-of-a-kind relationship with their credit union. Offering much more than personal and business financial products and services, we continually strive to be the community’s choice for an all-around member experience, strengthening ties with our local communities through events and outreach programs
(760) 327-9700 Lender's profile and map Reviews KPL Select Mortgage 2583 N. Palm Canyon Dr, Suite 200, Palm Springs, CA, 92262 KPL Select Property Management, Inc., is a full service property management company with over 20 years of experience managing residential, commercial and vacation properties throughout Southern California. We specialize in the rental and management of Single Family Homes and Multi Unit Residential properties in the greater Los Angeles Area
(760) 831-0044 Lender's profile and map Reviews Desert Empire Mortgage 1111 East Tahquitz Canyon Way, Suite 121, Palm Springs, CA, 92262 Desert Empire Mortgage Clients purchasing and refinancing their real estate and or business, including commercial property and personal residences, second homes, and investment properties. We specialize in SBA, FHA, VA, USDA, Conventional and other types of commercial and residential home loans.
(760) 472-0800 Lender's profile and map Reviews American Lenders Annex 500 West Yorba Road, Palm Springs, CA, 92262 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(800) 896-4932 Lender's profile and map Reviews Kaiser Financial Services 121 South Palm Canyon Drive, Suite 207, Palm Springs, CA, 92262 Kaiser Financial Services, Inc in Palm Springs, CA received a Paycheck Protection Loan of $2, 083 through Bank of America, National Association, which was approved in May, 2020. Kaiser Financial Services, Inc is a corporation located at 121 S Palm Canyon Dr Ste 207 in Palm Springs, California.
(760) 883-5700 Lender's profile and map Reviews MortgageWorks, Inc. 1111 East Tahquitz Canyon Way, Suite 121, Palm Springs, CA, 92262 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.