USDA Loan Vs. FHA loan pro & con New-London, Chester County, PA

In 2025, the USDA loan limit for New-London, situated in the county of Chester, PA, is specified at $345,000. Conversely, the FHA limit for a single-family home within this region is set at $431,250.

Make use of the Lendersa® USDA loan calculator to evaluate and compare today’s leading USDA against FHA rates. This invaluable tool will assist you in determining the income, credit, reserves, and documentations needed to meet qualification criteria. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, offering a comprehensive view to help you make an informed decision about which program would be the best for your financial needs in .

Exploring USDA and FHA Loan Solutions in New-London, PA

At Lendersa®, our ultimate objective is to efficiently deliver access to the most suitable USDA or FHA loan options without hassle. You can begin with one of the three initial strategies to effectively connect with reputable lenders that offer appropriate USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching outcomes

What Constitutes a USDA Loan in PA?

The USDA home loan is a government-secured mortgage underwritten by the Department of Agriculture, also widely referred to as a USDA rural development loan or USDA mortgage. These loans are designated exclusively for properties located in rural neighborhoods. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a substantial financial advantage, especially to eligible homebuyers in rural areas searching for a more flexible payment structure.

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7206148248 Lender's profile and map Reviews Champion Funding LLC 7402 S Upham St, LITTLETON, CO, 80128 Business loans are one of the most versatile forms of business financing available to owners on the market today. Champion Funding LLC can help you build the right loan product and get funding for your business to meet your unique business needs, for your next Investment property
(303) 795-6025 Lender's profile and map Reviews Residential Lending LLC 6901 South Pierce Street, Suite 290, Littleton, CO, 80128 Residential Lending LLC are a top-rated Colorado mortgage company with great emphasis on integrity, helping people better their financial situations, and on nurturing client relationships. We’re family friendly, we work hard, and when we celebrate anything, you’ll usually find us at a local Thai restaurant.
(303) 394-2222 Lender's profile and map Reviews Bancsource Mortgage Corporation 7550 West Yale Avenue, Suite B206, Denver, CO, 80227 BancSource is a locally owned Denver Mortgage company providing home mortgages, refinancing and loans for fix and flip deals. BancSource Mortgage provides Free consultations and is approved with over 25 different lenders so let us do the shopping for you. Our customers count on our knowledge, trustworthiness, and years of experience.
(303) 902-0082 Lender's profile and map Reviews Academy National Mortgage Corporation 1955 South Lake Road, Denver, CO, 80227 Academy National Mortgage Corporation (aka ANMC) is a mortgage lending institution that prides itself in providing high quality mortgage services to the public. Superior customer service and creating satisfied customers is our ultimate goal. We strive to meet the needs of our mortgage loan customers and exceed their expectations.
(720) 689-2595 Lender's profile and map Reviews Ruby Rose Loans and Processing 5353 West Dartmouth Avenue, Suite 519, Denver, CO, 80227 "Ruby Rose Investments dba Ruby Rose Loans and Processing was formed with the intention of helping others build security in real estate. At the time I started my own company in 2004 I had been doing residential real estate for five years and was advised to form my own company."
(303) 716-3238 Lender's profile and map Reviews EquiLane Lending, LLC 3190 S Wadsworth Blvd, Suite 200, Lakewood, CO, 80227 The EquiLane Lending, LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(575) 769-1911 Lender's profile and map Reviews The Citizens Bank of Clovis 421 Pile Street, Clovis, NM, 88101 Incorporated on January 7, 1916, with capital stock of $25,000, The Citizens Bank of Clovis has become the largest independent financial institution in East-Central New Mexico now with assets in excess of $449,000,000. With capital in excess of $46,000,000, it is one of the best capitalized banks in New Mexico.
(575) 769-9000 Lender's profile and map Reviews The Bank of Clovis 300 Main Street, Clovis, NM, 88101 The Bank of Clovis is a state chartered bank with deposits insured by the FDIC. The Bank was founded October 16, 2000. Our shareholders are employees, farmers, ranchers, small business owners, construction workers, teachers, doctors, lawyers, nurses, policemen, and firemen -- all from Curry County and the surrounding area.
(575) 742-3700 Lender's profile and map Reviews Cannon Federal Credit Union 4205 North Prince Street, Clovis, NM, 88101 Originally chartered as Cannon AFB Federal Credit Union located in an old barracks building on Cannon AFB, CFCU has flourished, moving & expanding into 2 convenient locations today. CFCU provides financial services to thousands of members in & around Clovis, New Mexico – including civilian & military personnel assigned to Cannon AFB, NAF employees.
(575) 762-2800 Lender's profile and map Reviews American Heritage Bank Clovis 3300 N. Prince Street, Clovis, NM, 88101 The mission of American Heritage Bank is to provide excellent customer and community support within the realm of safe and sound banking practices. The attainment of our mission will produce economic growth within our communities and a return of favorable value to our shareholders.
(575) 762-5363 Lender's profile and map Reviews Frost Mortgage Lending Group 2610 N Prince St, Clovis, NM, 88101 Frost Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company and the friendly attitude of your neighbors.
(575) 562-9837 Lender's profile and map Reviews AG New Mexico 4501 North Prince Street, Clovis, NM, 88101 Ag New Mexico, Farm Credit Services (FCS), ACA is a rural lending cooperative that finances agricultural production, agribusiness and rural real estate, including farms, ranches, and rural recreational property. We are a part of the nationwide Farm Credit System, the oldest and largest source of rural financing in the United States.