USDA Vs. FHA Pro and Con comparison in Londonderry, Dauphin County, PA

In 2025, the USDA loan cap in Londonderry, located in Dauphin county, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can see side-by-side USDA, FHA, Conforming, and VA options, helping you choose which program in best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Londonderry, Dauphin, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Londonderry, PA

Lendersa® aims to secure the best possible USDA or FHA loan for you swiftly and hassle-free. Choose one of three pathways to connect with lenders and explore USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the government Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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