USDA and FHA Pro and Con in Lower-Swatara, Dauphin County, PA

In 2025, the USDA loan limit set in Lower-Swatara, located in Dauphin, PA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. Determine the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program in that suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Lower-Swatara, Dauphin County, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Lower-Swatara, PA

The goal of Lendersa® is to secure the best USDA or FHA loan quickly and with ease. You can start by selecting one of the three paths that connect you with compatible lenders and USDA loan programs.

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Understanding USDA Loans in PA

The USDA home loan is a mortgage guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment, presenting a significant benefit for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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