USDA VS FHA in Newberry, York County, PA

In 2025, the USDA loan limit for Newberry, located in York County, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare current USDA against FHA best rates and understand the income, credit, reserves, and documents needed to qualify. Our state-of-the-art mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in suits your financial situation best.

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2025 Loan Limits and Down Payment Needs in Newberry, York, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA & FHA Loan Options in Newberry, PA

Lendersa® strives to quickly secure the ideal USDA or FHA loan for you without hassle. Choose from three starting points to connect with matching lenders and appropriate USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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