USDA and FHA Pro and Con in Newberry, York County, PA
In 2025, the USDA loan limit for Newberry, located in York County, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare current USDA against FHA best rates and understand the income, credit, reserves, and documents needed to qualify. Our state-of-the-art mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in suits your financial situation best.
2025 Loan Limits and Down Payment Needs in Newberry, York, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Options in Newberry, PA
Lendersa® strives to quickly secure the ideal USDA or FHA loan for you without hassle. Choose from three starting points to connect with matching lenders and appropriate USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
We’re a service staffed by friendly, helpful people who are here to help you achieve your financial goals and financially thrive . The financial industry is filled with people who can count. Our goal at CU SoCal is to be people you can count on. The people who work for us know they work for you.
We are a Private Lender specializing in short term Fix N Flip and Bridge financing. We work with you to put together the best loan structure and financing solution that fits your investment needs. Whether you are a first time investor or seasoned professional, we offer many options. And, we'll be with you every step along the way
14408 Whittier Boulevard, Suite B1, Whittier, CA, 90605
IET Capital is a Los Angles County based Mortgage Brokerage. We assist our clients to get financing to purchase Residential and Commercial Real Estate or lower their existing payments through refinance transactions. IET Real Estate is a 1-4 unit Residential Mortgage Brokerage located in Los Angeles County, California.
Heartland Mortgage is committed to giving you the best financial advice to increase the wealth of your family and helping you build strong financial roots. Local Friendly Mortgage Solutions for Today's Financial Needs and Technology that makes the process swift and easy. Our mission is to serve our customers with honesty.
14831 E Whittier Boulevard, Suite 204, Whittier, CA, 90605
Reliance Mortgage Service Inc is a financial services company based out of United States. Started in Whittier in 2004, we've incorporated & served through the tough times to the best as mortgage brokers with full-service purchase & refinance loans. Great credit? Great rates. Poor Credit? Let us help you with a higher FICO or product to buy now.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Full Spectrum lending, Fannie Freddie, VA, FHA, Non-QM, Reverse, Fix and Flip, Private Equity.
Quick Approval and Funding: Time is of the essence in the fix-and-flip business. Our streamlined application process and quick turnaround times mean you can secure funding and get started on your project without delay.
7007 Washington Ave, Suite 311, Whittier, CA, 90602
Because we truly understand that homeownership is the foundation of our communities and everyone deserves a home for their family, Lending Enterprise is deeply devoted to care, help, and provide the best home loan experience for our customers and business partners, with ethics, win-win mindset, and most importantly, with integrity.
7007 Washington Ave, Suite 301, Whittier, CA, 90602
Legacy Capital Funding is proud to be a mortgage broker serving residential clients in the Los Angeles County area. Based in Whittier, we are a small business that provides the level of customer service only an experienced team of professionals can. From our community-focused, educational approach to home loans to our commitment to our clients.
