USDA Vs. FHA your options comparison in Valley-Green, York County, PA
During 2025, the USDA loan limit in Valley-Green, located in the county of York, PA, is set at $285,000, whereas the FHA limit for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate the most competitive rates between USDA and FHA today. Determine the required income, credit standards, reserves, and documentation needed for qualification. With this advanced mortgage calculator, you can effortlessly compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your specific financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Valley-Green, County of York, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Possibilities in Valley-Green, PA
The mission of Lendersa® is to swiftly secure you the most advantageous USDA or FHA loan without complications. Choose from three initial options to connect with suitable lenders that offer USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture, is widely known as the USDA rural development loan or USDA mortgage, available strictly in rural communities. In contrast, FHA loans require a minimum down payment of 3.5%, while a USDA home loan demands no down payment.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
1185 Collier Rd NW, Suite 2216, Atlanta, GA, 30318
Our focus is on providing our clients with the necessary knowledge and tools to help them reach their home financing goals, while ensuring they maintain a level of financial stability. Let’s face it – purchasing a home is typically the most significant purchase a person will make, and mortgage payments account for a sizeable portion
1201 Peachtree Street NE, Suite 343, Atlanta, GA, 30361
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1st Choice Credit Union was founded in 1946 to serve employees of Grady Hospital. Initially, it was named Hospital Authority Credit Union. The organization’s name was changed to 1st Choice Credit Union in 1991. 1st Choice Credit Union is a NCUA insured and CDFI credit union, headquartered on Atlanta’s historic Auburn Avenue.
We have built financial relationships since 1921 –we remain committed to providing personalized service and financial solutions to meet the growing needs of an entire community. Through a legacy built on principle, we go beyond meeting needs of offering banking products and service solutions; our mission is to financially empower our customers
Georgia's Own was founded in 1934 by a group of telephone employees with an initial investment of $160. Since that time, the Credit Union has grown to be one of the largest Credit Unions in the state with assets over $2 billion and membership over 180, 000. In addition, we serve the employees of over 430 sponsor companies.
235 Peachtree St. NE, Suite 434, Atlanta, GA, 30303
At AGAP Commercial Services, where the monetary needs of your business are met through flexible financing solutions. It’s no secret that getting capital can be difficult. Low credit scores, cash flow problems, & a lack of collateral can prevent business owners from getting the funds & financing they need to succeed. That is where AGAP comes in.
Our team of capital advisors have delivered superior terms and rates for deals ranging from single family fix’n’flips to institutional grade multi-million dollar projects across the US. and also We will not only advise on your acquisition, but also identify the right lender for the specific asset class, negotiate the best terms + rate.
