USDA Vs. FHA Pro and Con comparison in Valley-Green, York County, PA

During 2025, the USDA loan limit in Valley-Green, located in the county of York, PA, is set at $285,000, whereas the FHA limit for a single-family residence is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate the most competitive rates between USDA and FHA today. Determine the required income, credit standards, reserves, and documentation needed for qualification. With this advanced mortgage calculator, you can effortlessly compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your specific financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Valley-Green, County of York, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Possibilities in Valley-Green, PA

The mission of Lendersa® is to swiftly secure you the most advantageous USDA or FHA loan without complications. Choose from three initial options to connect with suitable lenders that offer USDA loan programs.

Lendersa USDA loan request and successful match findings

Explaining USDA Loans in PA

The USDA home loan, endorsed by the U.S. Department of Agriculture, is widely known as the USDA rural development loan or USDA mortgage, available strictly in rural communities. In contrast, FHA loans require a minimum down payment of 3.5%, while a USDA home loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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