USDA Vs. FHA your options comparison in Millersburg, Dauphin County, PA

In 2025, the USDA loan limit for Millersburg in Dauphin County, PA is set at $336,500, whereas the FHA limit for a single-family home is $472,030. Understanding these limits is crucial for homebuyers, as they guide financial planning and eligibility for different loan programs.

Use the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. This tool will help you determine the necessary income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator allows simultaneous comparison of USDA, FHA, Conforming, and VA programs, assisting you in selecting the option that best suits your financial needs in . Such comprehensive views ensure informed decisions regarding mortgage options.

Explore loan offers from a diverse selection of 100 lenders.

2025 Loan Limits and Down Payment Requirements in Millersburg, County of Dauphin, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Millersburg, PA

The primary aim of Lendersa® is to help you secure the ideal USDA or FHA loan swiftly and with little hassle. Begin with one of three pathways designed to match lenders and specific USDA loan programs to suit your needs. This strategic selection offers flexibility in choosing optimal funding solutions.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike the FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment, making them an attractive option for eligible applicants looking to finance homes in rural settings.

Enter your location to find out if it qualifies for USDA rural housing loan?



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