USDA and FHA Pro and Con in Upper-Paxton, Dauphin County, PA

In the year 2025, the USDA loan limit in Upper-Paxton, situated in Dauphin county, PA, reaches $285,000. In contrast, the FHA loan limit for a single-family home is set at $356,362.

Utilize the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates and assess the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best program for your financial situation in .

Match loan offers from a variety of 100 lenders

2025 Loan Limits and Downpayment Requirements in Upper-Paxton, Dauphin County, PA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Upper-Paxton, PA

The purpose of Lendersa® is to swiftly and effortlessly secure the most advantageous USDA or FHA loans. Begin with any of the three options provided to connect with lenders and access USDA loan programs.

Diagram displaying Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

The USDA home loan, backed by the government Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is exclusively offered in rural areas. Unlike FHA loans which have a minimum 3.5% down payment requirement, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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