In 2026, the USDA loan limit for Manheim, located in the county of York, PA, stands at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Determine the necessary income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, enabling you to make an informed decision about which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide you with the best USDA or FHA loan with minimal hassle. Start by selecting one of the three paths to align yourself with appropriate lenders and USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is exclusively available for rural areas. Unlike FHA loans, which have a minimum down payment requirement of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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