USDA and FHA Pro and Con in Shrewsbury, York County, PA
In 2026, the USDA loan limit for Shrewsbury, in York, PA, is $336,500. Conversely, the FHA loan limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s top rates for USDA and FHA loans, and determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding in deciding the best program in for your unique financial circumstances.
Loan Limits and Down Payment Requirements for 2026 in Shrewsbury, York, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Shrewsbury, PA
Lendersa® aims to provide you with the best possible USDA or FHA loan quickly and without hassle. Choose one of three approaches to connect with matching lenders and USDA loan options.
A USDA home loan is backed by the Department of Agriculture and is commonly known as a USDA rural development loan. It is exclusively available in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages require none.
Lender Express Mortgage We make sure that we have access to a wide spectrum of cutting-edge mortgage products to make sure we can offer more options to our diverse customer base. Our portfolio of loan products include traditional products such as conventional, FHA, VA, USDA, jumbo loans, down payment assistance, non-QM and more
1818 East Southern Avenue, Suite 15C, Mesa, AZ, 85204
Starwest has built a strong reputation since 2003 as an outstanding mortgage brokerage firm. An A+ member of the BBB, Starwest is serving the lending needs of current homeowners, real estate professionals, builders and individual homebuyers throughout the state. We’re a full service mortgage broker with a combined 24 years of experience
1910 South Stapley Drive, Suite 221, Mesa, AZ, 85204
Echo Home Loans is a wholesale mortgage broker working with some of the best lenders in the Nation. This gives our mortgage experts the flexibility to find the best suited loan product for each individual clients needs.Echo Home Loans is currently licensed to broker in five states We are actively writing Conforming, FHA, VA, USDA and more.
3048 East Baseline Road, Suite 103, Mesa, AZ, 85204
Windsor Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
HMLS is specialty lender providing mortgages for Arizona professionals who require rapid credit decisions, personal service, “common-sense” underwriting, and guaranteed, on-time funding.
Its principals have been lending in Arizona since 1993, and built a reputation in the professional community by providing
1176 East Warner Avenue, Suite 113, Gilbert, AZ, 85296
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you with all of your needs. Based in Gilbert, Arizona, we are a full service mortage company that specializes in First Time Buyers, VA Loans, FHA in the Gilbert AZ.
Park Grove Lending, LLC, where we specialize in residential mortgages. At Park Grove Lending, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
