USDA Vs. FHA your options comparison in Shrewsbury, York County, PA
In 2026, the USDA loan limit for Shrewsbury, in York, PA, is $336,500. Conversely, the FHA loan limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s top rates for USDA and FHA loans, and determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding in deciding the best program in for your unique financial circumstances.
Loan Limits and Down Payment Requirements for 2026 in Shrewsbury, York, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Shrewsbury, PA
Lendersa® aims to provide you with the best possible USDA or FHA loan quickly and without hassle. Choose one of three approaches to connect with matching lenders and USDA loan options.
A USDA home loan is backed by the Department of Agriculture and is commonly known as a USDA rural development loan. It is exclusively available in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages require none.
York Educational Federal Credit Union is a not-for-profit financial organization, owned and operated by its members. Organized in 1969, our goals have always been to help each other by providing financial services to meet the needs of members; assisting and educating members to make the best use of their financial resources.
Glatco Credit Union was originally started on March 22, 1977 to serve employees of the P.H. Glatfelter Company. Today, membership in GLATCO Credit Union has expanded to include graduates or students of the Spring Grove Area School District, as well as any employee, family member.
White Rose Credit Union offers the amenities of a big bank, with small town charm and personalized customer service. Serving over 11, 000 members at 5 public branches, membership is open to those who live, work, worship, attend school or own a business in York or Adams County Pennsylvania.
At Traditions Bank. We’re a full-service community bank that’s committed to helping our customers, communities and team members make their mark on the world. Our sole purpose is to help you succeed, and while our business may be banking, our heart is people.
We’re an honest, intentional financial partner with best-in-class team members
This credit union was originally established as the S. Morgan Smith Credit Union and incorporated under the laws of the Commonwealth of Pennsylvania on December 23, 1954. It became known as the Allis Chalmers Credit Union upon that company's acquisition of the S. Morgan Smith Company on April 1, 1959.
We offer many low & NO down payment financing options.And in many cases the seller can pay part or all of your closing costs so you can purchase a home with not a lot of money.All Credit Home Loans Inc is located in Hanover, PA, USA & is part of the Activities Related to Credit Intermediation Industry. All Credit Home Loans Inc has 2 total employee
