USDA VS FHA in Marlborough, Montgomery County, PA

As of 2025, the USDA loan limit for Marlborough, in the county of Montgomery, PA, is determined to be $381,800, whereas the FHA limit for a single-family home is $529,000.

Leverage the Lendersa® USDA loan calculator to compare the prime USDA versus FHA rates. Identify the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you to decide which program in best fits your financial situation.

Explore loan options from a pool of 100 lenders

{@currYEAR} Loan Limits and Down Payment Requirements in Marlborough, County of Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Programs in Marlborough, PA

At Lendersa®, the focus is on procuring the best USDA or FHA loans swiftly and without difficulty. Begin by selecting one of three starter options to link up with lenders aligned with USDA loan offerings.

Overview of Lendersa USDA loan requests and results

Understanding USDA Loans in PA

A USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans have no down payment requirement, providing considerable benefits to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pony Express Bank
  • 213 Main St, Braymer, MO, 64624
  • Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.
  • Cason Home Loans
  • 2000 PGA Blvd, Suite 3220A, Palm Beach Gardens, FL, 33408
  • Cason Home Loans is determined to achieve excellence in the mortgage origination industry; focusing on customer satisfaction and attention to detail to prove that our team is an elite organization.we pledge to be honest and upfront so that your mortgage needs can be met and you walk away telling others about Cason Home Loans.
  • Mortgage300
  • 2000 PGA BLVD Bldg A Suite 3220, North Palm Beach, FL, 33408
  • Mortgage300 brings together top industry talent, high-efficient operations team and the secret sauce - a partnership opportunity offering true equity and autonomy.Through this revolutionary structure, we fully empower our highly experienced partners which enables us to combine the typical sales hierarchy down to just one.
  • UNITED MORTGAGE CORP.
  • 1201 U.S. Highway One, Suite 330, North Palm Beach, FL, 33408
  • United Mortgages Corp’s only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs. As a mortgage banker, we have many market sources to offer our clients. We know that each customer has a special set of circumstances and our specialty is identifying the right type of loan that meets your needs.
  • American Mortgage Solutions
  • 712 US-1 #300, North Palm Beach, FL, 33408
  • We are privileged and Fortunate to have a very experienced Mortgage Team of Professionals that share the same vision. Our intention is to impress upon you the importance of making your mortgage a pivotal component to your overall financial planning strategy. Our goal is to custom fit you with the best overall financing package by,
  • Sunbelt Federal Credit Union
  • 734 Sawmill Road, Laurel, MS, 39440
  • At Central Sunbelt, we have tons of great options to buy, build, or enhance your home to fit your lifestyle and wallet. Flexible loan options paired with competitive rates and as little as zero down payment allow new or seasoned home-buyers to make the right decision for their home. We are excited to get started on making your dreams come true.
  • Velocity Community Credit Union
  • 2801 PGA Boulevard, Palm Beach Gardens, FL, 33410
  • Velocity Community Credit Union is a progressive, full service financial institution that is passionate about helping its members. As a not-for-profit co-op, our dedicated employees can concentrate on providing superior service to our members while offering a full suite of products to meet all of their financial needs.
  • New Florida Mortgage LLC
  • 800 Village Square Crossing, Suite 322, Palm Beach Gardens, FL, 33410
  • New Florida Mortgage is a mortgage powerhouse! Our principals began this journey a couple decades ago and have grown this operation due to excellent relationships with our clients and professional business contacts. We started out small, with just a couple of people and a small office, but today we aspire to greater things.
  • Dockside Loans LLC
  • 11952 Catalpha Avenue, Palm Beach Gardens, FL, 33410
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Highlands Residential Mortgage, Ltd.
  • 300 Village Square Crossing Suite 101, Palm Beach Gardens, FL, 33410
  • Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally
  • Arch Mortgage Corporation
  • 2560 RCA Boulevard, Suite 114, Palm Beach Gardens, FL, 33410
  • "Arch Mortgage, you are an esteemed customer and as such we promise to treat you with respect to provide you the service you want & that you deserve. We understand the commitment you are making whether buying your dream home, refinancing your current home, or pulling equity out for improvements. From the first question to the closing table"
  • My Liberty Loans Inc
  • 8409 N Military Trail STE 115, Palm Beach Gardens, FL, 33410
  • My Liberty Loans is here to help you through the entire home loans process in Palm beach Gardens, FL. We have an extensive list of lenders that we work with to provide you with the best option for your mortgage needs. Our highly trained staff is committed to be there for you every step of the way.