As of 2026, the USDA loan limit for Marlborough, in the county of Montgomery, PA, is determined to be $381,800, whereas the FHA limit for a single-family home is $529,000.
Leverage the Lendersa® USDA loan calculator to compare the prime USDA versus FHA rates. Identify the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you to decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, the focus is on procuring the best USDA or FHA loans swiftly and without difficulty. Begin by selecting one of three starter options to link up with lenders aligned with USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans have no down payment requirement, providing considerable benefits to eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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