USDA VS FHA in Price, Monroe County, PA

For 2025, the USDA loan limit in Price, located in Monroe, PA, is set at $336,500, while the FHA limit for single-family homes stands at $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, and determine the necessary income, credit, reserves, and documents for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, aiding you in selecting the most suitable option for your financial requirements in .

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Details of 2025 Loan Limits and Down Payment Requirements in Price, Monroe, PA

Loan Type Loan Maximum Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Price, PA

The mission of Lendersa® is to provide you with the best possible USDA or FHA loans swiftly and without hassle. Opt for one of three starting methods that align with connecting you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in PA

A USDA home loan, assured by the Department of Agriculture, alternatively known as the USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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