USDA Loan Vs. FHA loan pro & con Moore, Northampton County, PA

In 2026, the loan limit for USDA in Moore, within the county of Northampton, PA, stands at $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates, determining the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in choosing the best program in for your financial situation.

USDA and FHA Loan Options in Moore, PA

The aim of Lendersa® is to deliver the best possible USDA or FHA loans quickly and without hassle. Choose one of three starting paths to match with lenders and USDA loan options.

Lendersa USDA loan inquiry and matching results

What Is a USDA Loan in PA?

A USDA home loan is guaranteed by the Department of Agriculture, known as a USDA rural development loan. It is available only in rural areas. Unlike FHA loans with a down payment requirement of at least 3.5%, USDA loans require no down payment.

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(215) 260-2764 Lender's profile and map Reviews NORSTAR MORTGAGE SERVICES INC. 2066 Big Rd, Gilbertsville, PA, 19525 Norstar Mortgage Team is committed to providing clients with the highest quality Pennsylvania home loans combined with some of the lowest wholesale mortgage rates available . Whether you are a first time home buyer, purchasing your dream home, refinancing an existing loan, consolidating debt or need cash out for any reason our highly experienced
(267) 382-0690 Lender's profile and map Reviews Financial Access 440 Auburn Court, Souderton, PA, 18964 Financial Access, LLC is an established Pennsylvania (PA) mortgage broker founded in 2004 steadily serving a broad spectrum of client’s needs to attain a successful purchase or refinance loan. In accordance to the Pa law, Financial Access, LLC is licensed by the Pennsylvania Department of Banking and Securities
(484) 606-6634 Lender's profile and map Reviews Time Mortgage & Finance LLC 1008 Addison Lane, Souderton, PA, 18964 Time Mortgage and Finance LLC is a company that provides services in residential and commercial loans. Buying a house is one of the biggest purchases in one’s life, and we believe the experience should be as simple and memorable as possible. With the help of an expert from Time Mortgage,
(570) 825-2640 Lender's profile and map Reviews SNFCU 254 South Washington Street, Wilkes Barre, PA, 18701 The Saint Nicholas Federal Credit Union is a member of the Northeast Pennsylvania Chapter of Credit Unions. Federal credit unions are regulated by the National Credit Union Administration. A federal examiner audits the operation of each credit union once a year. Saint Nicholas Federal Credit Union has been a Federal credit union since 1938.
(570) 825-1790 Lender's profile and map Reviews Luzerne County Federal Credit Union 20 N Pennsylvania Boulevard, Wilkes Barre, PA, 18701 Luzerne County Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Luzerne County Federal Credit Union will continue a sound yet progressive asset management strategy.
(570) 823-6151 Lender's profile and map Reviews Corner Post Federal Credit Union 566 South Main Street, Wilkes Barre, PA, 18701 The Credit Union was established as The Wilkes-Barre Federal Credit Union on March 7, 1936 for employees of the Wilkes-Barre Post Office and other Luzerne County Post Offices. It wasn’t until 1970 that Corner Post FCU opened its first office on a part-time basis. In 1971, we reached a major milestone of our first million dollars in assets.
(570) 602-7400 Lender's profile and map Reviews Highway Federal Credit Union 405 Laurel Street, Hughestown, PA, 18640 Highway Federal Credit Union. Although our services are similar to a bank, our philosophy is quite different. As a member-owned, non-profit financial institution, our credit union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans.
(888) 272-5543 Lender's profile and map Reviews Navient Corporation PO Box 9000, Wilkes Barre, PA, 18773 Navient (Nasdaq: NAVI) is a leader in education loan management and business processing solutions for education, healthcare and government clients at the federal, state and local levels. The company helps its clients and millions of Americans achieve financial success through services and support.
(610) 468-9894 Lender's profile and map Reviews Max Mortgage 6103 Washington Drive, Reading, PA, 19606 Max Mortgage is a full-service mortgage brokerage based in Reading, Pennsylvania. Founded in 2005 by a Brazilian-American woman, we are proud to have helped turn thousands of customers into homeowners. We are not a large company, nor do we want to be. We are a tight-knit, family-owned company that puts our customers first.
(570) 826-8244 Lender's profile and map Reviews CityMark FCU 225 S River Street, Plains, PA, 18705 CityMark FCU We were originally founded to serve the employees and family members of Wilkes-Barre City. Over the years, we have included Plains Township and Wilkes-Barre Township employees and their family members. In 2016, we were granted a community charter that allows us to serve anyone who lives, works, worships.
(610) 326-3705 Lender's profile and map Reviews Tri County Area Federal Credit Union 1550 Medical Drive, Pottstown, PA, 19464 Tri County Area FCU is a full-service financial institution offering a broad range of benefits & friendly, convenient service right here in our community. We have been serving our community for over 70 years! Unlike traditional banks, we don’t have stockholders. So when you join the Credit Union, you become an owner of our credit union
(610) 326-5490 Lender's profile and map Reviews Diamond Credit Union 1600 Medical Drive, Pottstown, PA, 19464 Diamond Credit Union is a full-service, community-chartered credit union offering everything you need from everyday checking, savings, and loans, to Commercial Services, Mortgages, and Financial Planning. Diamond is not-for-profit and member-owned. Anyone who lives, works, worships.