USDA and FHA Pro and Con in Nanticoke, Luzerne County, PA

In 2025, within Nanticoke, located in Luzerne county, PA, the USDA loan cap is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze and contrast today's USDA and FHA best rates, determining the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you pick the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Nanticoke, County of Luzerne, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Nanticoke, PA

The goal of Lendersa® is to secure the best possible USDA or FHA loan swiftly and without hassle. Choose from one of three starting points to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in PA?

A USDA home loan, commonly known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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