In 2025, the USDA loan limit for New-Freedom, in York County, PA, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to explore today's top USDA versus FHA rates and identify the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide which program in is the best fit for your financial situation.
2025 Loan Limits & Down Payment Requirements in New-Freedom, York, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA & FHA Loan Options in New-Freedom, PA
The mission of Lendersa® is to secure the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with lenders and suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available only in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.
Pacifica Mortgage and Real Estate Company full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
The Loan Company offers bridge, construction, and permanent loans, and a wide range of loan terms. Our quick decisions, fair pricing, flexibility, and dependability are advantageous for independent borrowers and for brokers and their clients.
The Loan Company’s executive management consists of our President, Chief Financial Officer, and Controll.
1320 S. El Camino Real, Suite A, San Clemente, CA, 92672
For the past 26 years, I’ve been helping Southern California home buyers and homeowners navigate the home loan process, making it as simple and stress-free as possible for my clients. I am committed to offering the best rates at the lowest cost and finding the right loan for your unique financial situation.
300 South El Camino Real, Suite 213, San Clemente, CA, 92672
Savers Home Loans can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We can even help you pay down your balance more quickly for a comparable monthly payment.
158 Avenida Miramar, Unit B, San Clemente, CA, 92672
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
501 N El Camino Real, Suite 200, San Clemente, CA, 92672
Coast National Mortgage offers some of the most competitive rates in the industry and provides individual, customized service to meet your financing needs. We have received the Five Star Mortgage Award four years in a row and have been acknowledged in Orange Coast Magazine as one of the top 2% of all mortgage brokers in Orange County.
1520 North El Camino Real, Suite 1, San Clemente, CA, 92672
Avid Mortgage Solutions is a premier broker. We match borrowers with the loan that is right for them and their needs. Avid Mortgages is a fast-growing company founded by individuals that have been with both big lenders and small brokerages. Our mission statement is simple: Cheaper, Faster and Better.
220 South Ola Vista, Unit D, San Clemente, CA, 92672
The Primary goal at Seaside Lending Corporation is to provide customers with the best possible rates, lowest closing costs and superior personalized service available. It is for this reason that over 50% of our business comes from personal referrals and repeat customers.We have access to a full range of mortgage.
