In 2025, the USDA loan limit for Stewartstown in York county, PA, is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Lendersa® provides a USDA loan calculator that lets you compare top USDA and FHA rates today and identify the income, credit, reserves, and documents needed for qualification. The advanced mortgage calculator allows side-by-side evaluation of USDA, FHA, Conforming, and VA programs, aiding your decision on the best option in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to facilitate you in obtaining an optimal USDA or FHA loan quickly and with ease. Choose one of three methods to engage with lenders, aligning you with suitable USDA loan solutions.
A USDA home loan is endorsed by the Department of Agriculture and is exclusively available in rural regions. Known as a USDA rural development loan or USDA mortgage, it does not require a down payment, contrasting with FHA loans which necessitate a minimum of 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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