In 2026, the USDA loan limit for Stewartstown in York county, PA, is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Lendersa® provides a USDA loan calculator that lets you compare top USDA and FHA rates today and identify the income, credit, reserves, and documents needed for qualification. The advanced mortgage calculator allows side-by-side evaluation of USDA, FHA, Conforming, and VA programs, aiding your decision on the best option in for your financial situation.
2026 Loan Limits and Down Payment Details in Stewartstown, York, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Stewartstown, PA
The objective of Lendersa® is to facilitate you in obtaining an optimal USDA or FHA loan quickly and with ease. Choose one of three methods to engage with lenders, aligning you with suitable USDA loan solutions.
A USDA home loan is endorsed by the Department of Agriculture and is exclusively available in rural regions. Known as a USDA rural development loan or USDA mortgage, it does not require a down payment, contrasting with FHA loans which necessitate a minimum of 3.5% down payment.
York Educational Federal Credit Union is a not-for-profit financial organization, owned and operated by its members. Organized in 1969, our goals have always been to help each other by providing financial services to meet the needs of members; assisting and educating members to make the best use of their financial resources.
White Rose Credit Union offers the amenities of a big bank, with small town charm and personalized customer service. Serving over 11, 000 members at 5 public branches, membership is open to those who live, work, worship, attend school or own a business in York or Adams County Pennsylvania.
At Traditions Bank. We’re a full-service community bank that’s committed to helping our customers, communities and team members make their mark on the world. Our sole purpose is to help you succeed, and while our business may be banking, our heart is people.
We’re an honest, intentional financial partner with best-in-class team members
Glatco Credit Union was originally started on March 22, 1977 to serve employees of the P.H. Glatfelter Company. Today, membership in GLATCO Credit Union has expanded to include graduates or students of the Spring Grove Area School District, as well as any employee, family member.
This credit union was originally established as the S. Morgan Smith Credit Union and incorporated under the laws of the Commonwealth of Pennsylvania on December 23, 1954. It became known as the Allis Chalmers Credit Union upon that company's acquisition of the S. Morgan Smith Company on April 1, 1959.
