USDA Vs. FHA Pro and Con comparison in Barrett, Monroe County, PA

For 2025, the USDA loan limit in Barrett, located in Monroe county, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess today's prime USDA versus FHA rates and find out the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you determine the best program in for your financial scenario.

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Loan Limits and Downpayment Requirements for 2025 in Barrett, Monroe County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Barrett, PA

The mission of Lendersa® is to secure the optimal USDA or FHA loans for you quickly and hassle-free. Choose one of the three starting points below to connect with matching lenders and explore USDA loan programs.

Visual of Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the government Department of Agriculture, is often called the USDA rural development loan or USDA mortgage. It is available exclusively in rural areas and does not require any down payment, unlike FHA loans, which have a minimum 3.5% down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Capitol Direct Lending
  • 6524 Lonetree Blvd., Rocklin, CA, 95765
  • From affordable loans for first-time home buyers to traditional fixed and adjustable rate mortgages to jumbo loan amounts that accommodate upscale financing, we offer a wide variety of financing options. You can count on our extensive resources, capabilities, and expertise to provide the right home loan for you.
  • Scott Friedman Financial Inc
  • 5849 La Cumbre Road, Somis, CA, 93066
  • Firedman financial inc is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • Integrity Mortgage
  • 9290 Madison Avenue, Orangevale, CA, 95662
  • Integrity mortgage has been in business since 1997. We are highly experienced, knowledgeable and approachable. We feel our name reflects who we are and how we serve each borrower we have the privilege to assist. We know there are many choices in mortgage services so we value clients who put their trust with us. business since 1997.
  • UNIFIED HOME LOANS
  • 2270 DOUGLAS BLVD STE 215, ROSEVILLE, CA, 95661
  • With decades of experience, the key to our success has been a combination of consistently offering the lowest possible interest rates at the lowest cost. Above all, providing outstanding customer service. We take pride in treating our clients with honesty, integrity and honesty.
  • WTR LOAN FUND
  • 1860 Sierra Gardens Dr, Suite 912, Roseville, CA, 95661
  • WTR FUND is a Smart, Established, Private Money lender. We loan on Non owner occupied properties including: Rentals, Fix & Flips, Commercial Structures and Land in the Greater Sacramento region and California. We approve loans based on property equity not our borrowers Credit. We know our investors move quick and so do we.
  • Delta Lending Group
  • 2436 Professional Drive, Suite 100, Roseville, CA, 95661
  • Delta Lending Group has been an established mortgage lending company for the last 17 years. Nestled in the heart of Brentwood, CA, Delta’s reputation for quick, easy, and friendly home loans is renown throughout Northern California. People have come to know us as the top servicer of refinancing
  • Alex Hughes - Mortgage Lender
  • 8781 Sierra College Blvd, Roseville, CA, 95661
  • We provide friendly financing options for those who dream of living a more sustainable lifestyle and want to save money using modern technology. From sustainable home upgrades to affordable home purchases or refinances — we strive to care for the planet, while building lasting relationships with our valued partners and customers.
  • Better Rate Mortgage, Inc.
  • 2250 Douglas Boulevard, Suite 135, Roseville, CA, 95661
  • We put our customer at the center of everything we do. Our mission: Creating the best mortgage experience with unmatched service and expert advice to help find the perfect mortgage with complete transparency. We’re make getting a mortgage easier than ever before with technology to make things simpler, giving users all the support, security.
  • Lend Quick Mortgage
  • 729 Sunrise Avenue, Suite 600, Roseville, CA, 95661
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Unified Home Loans
  • 1768 Grey Owl Circle, Roseville, CA, 95661
  • Unified Home Loans is the premier mortgage broker servicing the Greater Sacramento area and throughout California. We foster close relationships with real estate agents, home buyers, and sellers while providing exceptional service and our unmatched expertise on home financing solutions.