USDA Vs. FHA Pro and Con comparison in Pine-Grove, Schuylkill County, PA

In the year 2025, the limit for USDA loans in Pine-Grove, which is in Schuylkill County, PA, is $285,000, whereas for FHA, it stands at $356,362 for single-family homes.

Utilize the Lendersa® USDA loan calculator to examine and contrast the most competitive rates for USDA and FHA loans available today. To qualify, assess the requirements for income, credit, reserves, and necessary documents. Our state-of-the-art mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA loan programs, helping you select the most suitable option for your financial situation in .

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2025 Loan Limits and Down Payment Needs in Pine-Grove, Schuylkill County, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Choices in Pine-Grove, PA

The primary aim of Lendersa® is to provide you with the best possible USDA or FHA loan quickly and without complication. Begin by selecting one of three starting pathways designed to match you to suitable lenders and beneficial USDA loan programs tailored to your needs.

Results from Lendersa USDA loan request and matching

Understanding USDA Loans in PA

A USDA home loan, ensured by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans which mandate a minimum down payment of 3.5%, USDA loans stand out by not requiring any down payment at all, providing a significant benefit for potential buyers in applicable rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



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