USDA Vs. FHA your options comparison in Wayne, Schuylkill County, PA
In the year 2025, the USDA loan limitation for Wayne in the county of Schuylkill, PA, is set at $336,500. Meanwhile, the FHA limit for a single-family home in the same location is $472,030.
For comparing today's USDA versus FHA top rate offerings, use the Lendersa® USDA loan calculator. This tool helps ascertain the necessary income, credit, reserves, and paperwork required to qualify. By leveraging our advanced mortgage calculator, you can examine the USDA, FHA, Conforming, and VA loans side by side, allowing for a well-informed decision about the best program in for your unique financial needs.
Loan Limits and Downpayment Criteria for 2025 in Wayne, county of Schuylkill, PA
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Wayne, PA
The goal of Lendersa® is to help you secure the best available USDA or FHA loans swiftly and with ease. You may start with any of these three available options to connect you with relevant lenders and USDA loan schemes.
A USDA mortgage is a loan backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is exclusively available in rural locations. Divergently, FHA loans necessitate at least a 3.5% down payment, whereas USDA loans eliminate the need for any down payment, making them an attractive option for qualifying individuals within rural communities.
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