USDA Vs. FHA your options comparison in West-Salem, Mercer County, PA
In 2025, the USDA loan limit in West-Salem, county of Mercer, PA is $285,000. Conversely, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate and contrast today's best USDA vs. FHA rates. Assess the necessary income, credit, reserves, and required documentation to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you determine which program in is ideally suited for your financial situation.
2025 Loan Limits and Down Payment Details in West-Salem, County of Mercer, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in West-Salem, PA
The goal of Lendersa® is to secure you the optimal USDA or FHA loan swiftly and effortlessly. Start by choosing one of the three pathways that link you with suitable lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none, presenting a significant benefit to those eligible.
Neighbors Credit Union (formerly St. Louis Postal Employees Credit Union) was created in a shoebox and a dream; that every postal worker deserved a helping hand to get more out of life. Today, we've opened our doors to everyone in our surrounding communities and have become one of the largest and strongest credit unions in Missouri.
Alliance Credit Union is your local, not-for-profit financial cooperative. Originally chartered in 1948 to serve the financial interests of Emerson Electric Co. employees, today’s Alliance Credit Union serves communities throughout Greater St. Louis. Our not-for-profit status means we can provide you lower loan rates
At St. Louis Mortgage Consultants our core philosophy is to develop and maintain a lifetime relationship with all of our clients. With St. Louis Mortgage Consultants, you will get a local representative that has your best interest in mind. Our goal on a daily basis, is to provide the most efficient and competitive mortgage loan products available.
CapitalBull LLC was founded January 2, 2009 by Chad Atkins in order to create a mortgage company that didn’t use big banks and was a better solution. The #NoBankBull motto was born, now you have someone to fight the big banks for you and get you the best mortgage out there. CapitalBull only uses wholesale lenders and finds the best rates.
The Missouri Mortgage Clearing House team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area.The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
One Source Mortgage in pursuit of the lowest rates and best service for his clients and Henry is also certified as a Loan Origination Pre-Licensing Trainer and currently teaches the NMLS 20-hour course which is required for new loan originators in the United States. This experience has awarded Henry a vast knowledge.
Atticus is one of the co-founders of Stryant Investments, LLC and Stryant Construction, Inc. The companies were also co-founded by Stan Sugarman in 2009 with the purpose of finding distressed or undervalued real estate investments in the metro Atlanta area since they had individually been pursuing opportunities since 2007.
Unlimited Funding specializes in funding real estate properties that banks won't lend on for various reasons. Our clients desire asset based lending that allows them to purchase and refinance properties without the red tape, heavy documentation, and strict bank underwriting guidelines that kill many deals.
