In 2025, the USDA loan limit in West-Salem, county of Mercer, PA is $285,000. Conversely, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate and contrast today's best USDA vs. FHA rates. Assess the necessary income, credit, reserves, and required documentation to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you determine which program in is ideally suited for your financial situation.
2025 Loan Limits and Down Payment Details in West-Salem, County of Mercer, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in West-Salem, PA
The goal of Lendersa® is to secure you the optimal USDA or FHA loan swiftly and effortlessly. Start by choosing one of the three pathways that link you with suitable lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none, presenting a significant benefit to those eligible.
The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs
Pentucket Bank was established in 1891 as a mutual bank, which essentially means we are owned by our customers and our primary focus has always been on meeting their needs. As a local community bank our focus is in three key areas: building long term relationships with our customers, by providing a level of service.
"Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans.
At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "
1186 Old Lower River Road NW, Charleston, TN, 37310
O.M.C. Employees Credit Union has been open since 1992. New member eligibility requires that the person be a permanent employee of Olin Corporation, Solenis, or the OMC Employees Credit Union. A member’s spouse, spouse’s parents, children*, children’s spouse, siblings, parents*, and grandchildren* are all eligible for membership.
Abington Bank, part of the Hometown Financial Group banking family.
We’re excited about all the great ways our bank can help you, your family, and your business unlock your potential. After all, for more than 100 years, it’s been our mission to deliver individualized financial support that ensures you can build a successful future.
We want to hear from you and are available to help you find a lender as quickly as possible. No matter what your credit score is or don’t have one, contact us today. We want to help you find a lender who can offer you a loan for bad credit that fits your needs. You don’t have to pay us anything – our services are completely free.
The Farmers State Bank of Waupaca was founded in 1911 by a board of directors and is one of the oldest financial institutions in the Waupaca. Its purpose is to give our customers the most modern banking services, in an environment of friendliness and fairness.
To maximize our return to shareholders, while making sound decisions today
St. Anthony of New Bedford Federal Credit Union is your local credit union. We are a federally chartered community credit union. Anyone living, working or having business within Bristol County is eligible to join.St. Anthony of New Bedford Federal Credit Union, a member owned co-operative, is a full service financial institution offering a variety
