USDA Vs. FHA Pro and Con comparison in Greenville, Mercer County, PA

In 2025, the USDA loan limit in Greenville, county of Mercer, PA hits $336,500. Comparatively, the FHA ceiling for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to gauge today's premier USDA vs. FHA rates. It evaluates income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options together, aiding in determining which program in best meets your financial needs.

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2025 Loan Limits and Downpayment Requirements in Greenville, Mercer, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Greenville, PA

The goal of Lendersa® is to promptly provide the best USDA or FHA loans with ease. Choose from three options to align with suitable lenders and obtain USDA loan programs.

Lendersa USDA loan exploration and matching results

What Is a USDA Loan in PA?

The USDA home loan, supported by the Department of Agriculture, is also identified as a USDA rural development loan. Available exclusively in rural areas, it requires no down payment, contrasting FHA loans that need a 3.5% minimum down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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