USDA Vs. FHA your options comparison in Greenville, Mercer County, PA

In 2025, the USDA loan limit in Greenville, county of Mercer, PA hits $336,500. Comparatively, the FHA ceiling for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to gauge today's premier USDA vs. FHA rates. It evaluates income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options together, aiding in determining which program in best meets your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Greenville, Mercer, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Greenville, PA

The goal of Lendersa® is to promptly provide the best USDA or FHA loans with ease. Choose from three options to align with suitable lenders and obtain USDA loan programs.

Lendersa USDA loan exploration and matching results

What Is a USDA Loan in PA?

The USDA home loan, supported by the Department of Agriculture, is also identified as a USDA rural development loan. Available exclusively in rural areas, it requires no down payment, contrasting FHA loans that need a 3.5% minimum down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Vast Bank, National Association
  • 110 N Elgin Ave, Tulsa, OK, 74120
  • Vast Bank prides itself in being one of the few remaining independent banks in the Tulsa area with completely local ownership and management.We offer a full array of both personal and commercial banking products, competitively priced with the marketplace. Most importantly, Vast Bank is committed to offering our customers a level of personal service
  • Sharp Mortgage Corporation
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  • Sharp Mortgage Company is the leader in investment property loans throughout the Tulsa area. We offer low upfront costs, prompt decisions regarding your loan and most importantly, personalized service every time you call or visit our office We genuinely believe our investor clients improve the Tulsa neighborhoods.
  • C2 Financial Corporation Port Richey
  • 6710 Embassy Blvd, Suite 202, Port Richey, FL, 34668
  • C2 Financial Corporation is one of the nation’s largest mortgage brokers, home to over 700 loan originators. We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work
  • Flagler Mortgages Inc
  • 8601 Old Post Road, Port Richey, FL, 34668
  • The principle of this company has been in the Mortgage Industry for over 40 Years. We specialize in placing mortgages for self employed and people with minimal credit. Flagler Mortgages is a Full service mortgage broker. Programs available to suit all needs and profiles including FHA and VA. When the bank says no, call us.
  • Oklahoma Capital Bank
  • 6555 North Peoria Street, Tulsa, OK, 74156
  • The bank was opened in 1963 with the name First National Bank of Turley, by a group of investors that included John Smith. Mr. Smith saw the need in the community to have a local bank & 50 years later, the Smith family continues to serve the local community. In 1991, the bank became a state charter bank & changed its name to First Bank of Turley.
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  • 7646 E 61st St, Tulsa, OK, 74153
  • Triad Bank was founded in 1983 by a group of local professionals who call this community home and champion the people and businesses that are rooted here. Today we’ve grown to more than 30 employees. As a small, local business, we know what it takes to promote the success of other small business ventures, and we are here to help you make it happen.
  • BOK Financial Mortgage
  • 101 E 2ND St, Tulsa, OK, 74103
  • We’re a financial services partner for consumers, businesses and wealth clients alike. While our origins are humble, we’ve grown alongside our clients for more than a century. We have unwavering confidence in our ability to build strong relationships, provide diverse expertise and services, and invest in the communities we serve.
  • Today Lending
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  • Today Lending team; we are excited about providing clients with the best mortgage options, combined with the lowest rates available. The outstanding mortgage professionals here will work with you one-on-one, to ensure that you get a mortgage that is tailored specifically to meet your home loan needs. Whether you are purchasing your dream home.
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  • Homevision Mortgage Lending Inc. is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
  • First Oklahoma Federal Credit Union
  • 1419 S Denver Avenue, Tulsa, OK, 74119
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  • When you become a DFCU member, you become an owner of the credit union and your money begins working for you. Our experienced staff works closely with our Board of Directors to watch the financial market and make careful decision about how to best strengthen our member's financial futures.