USDA Vs. FHA Pro and Con comparison in Greenville, Mercer County, PA

In 2026, the USDA loan limit in Greenville, county of Mercer, PA hits $336,500. Comparatively, the FHA ceiling for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to gauge today's premier USDA vs. FHA rates. It evaluates income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options together, aiding in determining which program in best meets your financial needs.

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2026 Loan Limits and Downpayment Requirements in Greenville, Mercer, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Greenville, PA

The goal of Lendersa® is to promptly provide the best USDA or FHA loans with ease. Choose from three options to align with suitable lenders and obtain USDA loan programs.

Lendersa USDA loan exploration and matching results

What Is a USDA Loan in PA?

The USDA home loan, supported by the Department of Agriculture, is also identified as a USDA rural development loan. Available exclusively in rural areas, it requires no down payment, contrasting FHA loans that need a 3.5% minimum down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Home Federal Credit Union
  • 131 W Pike Street, Clarksburg, WV, 26301
  • Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • CAPE Federal Credit Union
  • 323 East Pike Street, Clarksburg, WV, 26301
  • CAPE Federal Credit Union currently serves those who live, work, worship or attend school in Harrison County. CAPE will also partner with businesses like yours to become members of our Credit Union! Credit Union currently serves those who live, work, worship or attend school in Harrison County.

  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.

  • Polaris Home Funding Corp
  • 224 E Broadway, Unit E, Granville, OH, 43023
  • As a Professional Mortgage Advisor, We will help you achieve the results you desire. Together, you and we will define your needs and formulate a plan for achieving your financial objectives. We pledge that we will work hard to find you the perfect loan to meet your financial goals, and we won’t quit until the job is to your satisfaction.

  • WEPCO Federal Credit Union
  • 204 North Branch Avenue, Bloomington, MD, 21523
  • WEPCO FCU will maintain the financial stability necessary to provide you with safe, convenient, & cost-effective products. We will provide the exemplary service necessary to earn the privilege of being your financial institution of choice. We will seize opportunities to grow the credit union in a prudent manner for the benefit of all we serve.

  • Riverview Credit Union Inc
  • 39 Acme Street, Marietta, OH, 45750
  • RCU was founded in 1968 originally to serve the lending needs of the employees of the Union Carbide Corporation, Mining and Metals Plant. Today, our field of membership includes any person who lives, works, worships, or attends school in the following counties: Washington, Noble, Morgan or Monroe.

  • Peoples Bank
  • 138 Putnam St, Marietta, OH, 45750
  • Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies

  • "United Hospital Center Federal Credit Union"
  • 327 Medical Park Drive, Bridgeport, WV, 26330
  • United Hospital Center Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the United Hospital Center Federal Credit Union will continue a sound yet progressive asset management strategy

  • First Bank of Ohio
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  • Your Legacy Federal Credit Union
  • 25 Shaffer Park Drive, Tiffin, OH, 44883
  • "Your Legacy Federal Credit Union has been open since 1952. The credit union has assets totaling $80.09 Million and provides banking services to more than 7, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"

  • The Old Fort Banking Company
  • 33 E Market St, Tiffin, OH, 44883
  • At Old Fort Bank, we have spent nearly 100 years sharing our knowledge and experience with our clients. By offering personal attention and sound advice, we assist our clients in making informed choices as they set a course to obtain their long-term financial goals and manage their day-to-day finances