USDA Vs. FHA your options comparison in Greenville, Mercer County, PA

In 2026, the USDA loan limit in Greenville, county of Mercer, PA hits $336,500. Comparatively, the FHA ceiling for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to gauge today's premier USDA vs. FHA rates. It evaluates income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options together, aiding in determining which program in best meets your financial needs.

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2026 Loan Limits and Downpayment Requirements in Greenville, Mercer, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Greenville, PA

The goal of Lendersa® is to promptly provide the best USDA or FHA loans with ease. Choose from three options to align with suitable lenders and obtain USDA loan programs.

Lendersa USDA loan exploration and matching results

What Is a USDA Loan in PA?

The USDA home loan, supported by the Department of Agriculture, is also identified as a USDA rural development loan. Available exclusively in rural areas, it requires no down payment, contrasting FHA loans that need a 3.5% minimum down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • EQUITY LENDING GROUP INC
  • 307 West New Castle Street, Zelienople, PA, 16063
  • Equity Lending Group, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Northern States Mortgage, LLC
  • 322 S. Main Street, Zelienople, PA, 16063
  • Northern States Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration

  • Painesville Credit Union
  • 280 N St Clair Street, Painesville, OH, 44077
  • Painesville credit union is a member-owned, not-for-profit financial cooperative, whose goal is to be your trusted financial partner. By providing superior financial services in a friendly, professional manner, we strive to exceed our members' needs.We will continue to honor our Statement of Commitment to members by providing

  • LCE FCU
  • 77 N St Clair Street, Painesville, OH, 44077
  • L.C.E. Federal Credit Union was chartered in July of 1960 as a not-for-profit organization in Painesville, Ohio. It was established to serve the employees of Lake County and their immediate family members. The credit union originally had one employee and served less than one hundred members.

  • Lake County Educational Federal Credit Union
  • 1595 Mentor Avenue, Painesville, OH, 44077
  • Lake County Educational Federal Credit Union full-service financial cooperative, proudly serving the Lake County and North Olmsted education communities and select group partners within the Greater Cleveland region. Since 1955, our specialized structure has been maintained to help our local education community prosper.

  • L.E.O. Credit Union
  • 155 Freedom Road, Painesville, OH, 44077
  • "The L.E.O. Credit Union was formed in 1985 as a non-profit, cooperative business, owned and controlled by its members. Members/owners of L.E.O. share the common bond of Lubrizol Employees of Ohio, other selected groups, and their relatives as stated in our charter.
    The L.E.O. Credit Union was founded primarily as a savings and lending institutio

  • West-Aircomm Federal Credit Union
  • 485 Buffalo Street, Beaver, PA, 15009
  • West-Aircomm FCU started as an alternative way to save & borrow money that would benefit a group of people who worked together. More than 70 years later, we’re proud to continue their mission in our community. As a member-owned &-operated financial cooperative, we focus on finding ways to help all of our members, offering a wide range of products

  • West Penn P&P Federal Credit Union
  • 1089 Third Street, Beaver, PA, 15009
  • We are a non-profit, member-owned, financial institution that has been serving Western Pennsylvania and their families for over 50 years. Because we are non-profit, and member-owned, money made in excess of expenses is returned to the membership through competitive loan rates and savings dividends.

  • Excel Mortgage Group, Inc
  • 325 Beaver Street, Beaver, PA, 15009
  • Excel Mortgage Group, Inc. was established in 1990. We aim to provide world-class, customer-focused service, along with a wide range of loan products to accommodate all homebuyers. We take pride in getting to know our clients and finding the lowest interest rates and best loan programs to fit their individual needs.

  • First United National Bank
  • 19535 Route 208, Fryburg, PA, 16326
  • First United National Bank was founded in August 1909 and is based in Fryburg, Pennsylvania. The bank operates as a subsidiary of Fryburg Banking Company, Inc.. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, First United National Bank is classified as a commercial bank, national charter

  • Erie Federal Credit Union
  • 3503 Peach Street, Erie, PA, 16508
  • Erie Federal Credit Union is not a bank, savings and loan, or brokerage house. We are a full-service, federally insured Credit Union serving members who live, work, worship or attend school in Erie or Crawford County, Pennsylvania.
    Since 1936, we have honored our mission to responsibly deliver a wide range of financial services to meet the needs