USDA VS FHA in Shippensburg, Cumberland County, PA
In 2025, the USDA loan limit for Shippensburg, located in Cumberland, PA, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top rates for USDA versus FHA loans. It helps determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator presents side-by-side comparisons of USDA, FHA, Conforming, and VA options, guiding you in deciding the best program for your financial needs in .
2025 Loan Limits and Down Payment Specifications in Shippensburg, Cumberland, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Shippensburg, PA
The goal of Lendersa® is to swiftly provide you with the best USDA or FHA loan, devoid of hassle. Choose one of three starting pathways to match with lenders and discover USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan, is only available in rural areas. Unlike FHA loans that demand a 3.5% minimum down payment, USDA loans require no down payment, offering greater accessibility for suitable applicants.
Financing is our passion, and we are dedicated to providing the best service possible to all of our customers. For us, money isn’t the primary motive – finding solutions for our clients is. We understand the real estate industry inside and out. Our vision raises the bar on what our clients expect from real estate loans.
3452 E. Foothill Blvd, Suite 530, Pasadena, CA, 91107
Fidelity Funding is a nationwide leading direct lender that has served thousands of satisfied customers. The mortgage professionals at Fidelity Funding strive to build lasting business relationships based on not only offering you low rates, but on sound business practices. Our professionals have been serving clients for more
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2181 E. Foothill Blvd, Suite 207, Pasadena, CA, 91107
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
482 North Rosemead Boulevard, Suite 105, Pasadena, CA, 91107
Key Financial Services is a firm believer in customer service, and we make sure all our clients have our full attention with a clear understanding of the entire mortgage process. Here at Key Financial Services, we have a professional, experienced and friendly staff working behind the scenes to secure your loan.
Crown Point Realty Capital is a full service real estate firm specializing in real estate & business finance. Our professionals bring extensive experience from various sectors of the real estate industry including real estate brokerage, finance, leasing, construction & development. This blend of knowledge offers our clients a unique perspective.
1968 S. Coast Hwy Suite 1222, Laguna Beach, CA, 92651
A Serv Corp private money loan provides flexible short-term financing solutions for investors to purchase new properties, refinance existing investments or fund renovation. Close in 7-10 days. Rates from 10.0%
Up to 85% LTC & 70% ARV
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31658 Pacific Coast Hwy, Suite A, Laguna Beach, CA, 92651
We are committed to exceptional customer service offering tailored loans that take into account your cash flow, payment timeframe, equity plans and investment opportunities.
At West One Capital Group, we assure you will get a loan that won't break your budget and provides you the flexibility.
1968 S Coast Hwy, Suite 100, Laguna Beach, CA, 92651
Financial Compound, a commercial mortgage broker based in Los Angeles, California has been an innovator in identifying and structuring capital markets opportunities for commercial real estate loans. Financial Compound and its staff have closed over $4.9 billion in transactions, running the gamut from low leverage first mortgages on trophy assets.
