USDA Vs. FHA your options comparison in Shippensburg, Cumberland County, PA
In 2025, the USDA loan limit for Shippensburg, located in Cumberland, PA, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top rates for USDA versus FHA loans. It helps determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator presents side-by-side comparisons of USDA, FHA, Conforming, and VA options, guiding you in deciding the best program for your financial needs in .
2025 Loan Limits and Down Payment Specifications in Shippensburg, Cumberland, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Shippensburg, PA
The goal of Lendersa® is to swiftly provide you with the best USDA or FHA loan, devoid of hassle. Choose one of three starting pathways to match with lenders and discover USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan, is only available in rural areas. Unlike FHA loans that demand a 3.5% minimum down payment, USDA loans require no down payment, offering greater accessibility for suitable applicants.
One East Broward Boulevard, Suite 700, Fort Lauderdale, FL, 33301
The mortgage professionals of Florida Community Mortgage enjoy helping our customers and we feel fortunate to be in a business in which we can help people tremendously. All of our brokers are licensed and have extensive industry experience. Our mortgage professionals commonly help borrowers improve their credit to get a better interest rate.
101 Northeast 3rd Avenue, Suite 1500, Fort Lauderdale, FL, 33301
Encore Mortgage Funding, Inc. is an independent boutique–style mortgage firm that caters to all markets from first-time home buyers to the avid investor. Serving South Florida for over three decades has earned us a broad range of expertise, unique strategies and professional relationships in the mortgage and real estate arena.
515 East Las Olas Blvd, Suite 120, Fort Lauderdale, FL, 33301
We’re a private lending company focused on commercial mortgage lending and “business purpose” financing for real estate investors, basing our lending on the collateralized asset. Over the years we’ve increased market share by focusing on delivering the best products at competitive rates, and faster than any other lenders.
501 E Las Olas Blvd, Suite 300, Fort Lauderdale, FL, 33301
Our mission is to provide access and opportunity to investors of all experience levels seeking wealth through real estate. We are a private money lender, offering a friendlier service than traditional hard money lenders. Our process is faster and easier than that of banks and conventional lenders.
300 SE 2nd St, Suite 638, Fort Lauderdale, FL, 33301
Lendz Financial is a Lender Licensed in the State of Florida. Some products and services may not be available in all states. Credit and collateral are subject to review approval. Terms and conditions do apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to availability and may change without notice.
1512 E Broward Blvd #204A, Fort Lauderdale, FL, 33301
At Florida State Mortgage Group, Inc. we are proud to have built a legacy of diligence, professionalism, and customer-oriented business practices. Established in November 2006, the Group has provided tailored mortgage financing solutions in Florida to countless residents, property owners, developers, and maiden investors.
501 East Las Olas Blvd. 2nd & 3rd Floor, Fort Lauderdale, FL, 33301
Mortgage Direct is one of the most innovative retail mortgage brokerages in the USA lead by a CEO that has 18 years of experience in the Real Estate Lending world.We are licensed in the state of Florida and our Corporate offices are located in Fort Lauderdale.Mortgage Direct is looking forward to continuing to help thousands of potential homeowners
1 West Las Olas Blvd. Suite 500, Fort Lauderdale, FL, 33301
M & M Private Lending Group, LLC Specializes in arranging private money real estate loans. We are a direct lender & we pride ourselves on rapid personalized service while delivering the fairest rates and closing costs available. We are true asset based (hard money) lenders not requiring tax returns, credit checks or bank statements.
We Florida Financial is your credit union. Since 1952 we have served Fort Lauderdale, then Broward County, and today we serve individuals in 46 Florida counties. We Florida Financial is federally insured by the NCUA. We are a not-for-profit cooperative owned by our members who get to earn more and keep more of their money
