USDA Vs. FHA your options comparison in Antrim, Franklin County, PA

In 2026, the USDA loan limit for Antrim, which is in Franklin County, PA, is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates available today. Determine income, credit, reserves, and documentation requirements needed for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping to decide which program in is most suitable for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Antrim, Franklin, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA & FHA Loan Options in Antrim, PA

Lendersa® is dedicated to helping you obtain the best USDA or FHA loan efficiently and easily. Choose one of three starting points to connect with lenders and match the ideal USDA loan programs for you.

  1. Submit an optimized USDA/FHA loan request
  2. Check USDA and FHA rates & terms initially
  3. Browse the largest USDA lender database
Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is often called a USDA rural development loan or USDA mortgage. Exclusively available in rural areas, it differs from FHA loans by requiring no down payment, whereas FHA loans require at least 3.5% down.

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  • The Chadron Federal Credit Union is a family financial institution established to provide member services in a format conducive to the credit union philosophy of "people helping people help themselves." Services offered will be member oriented within the realms of maintaining financial soundness.

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  • Cal-Com Federal Credit Union is currently over $100 million in assets and has over 15, 000 members. We serve the people who live, work, worship, or attend school in, and businesses and other legal entities located in Calhoun, DeWitt, Goliad, Jackson, Lavaca, Refugio and Victoria counties.

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  • First National Bank In Port Lavaca is "The Bank that's Good as Gold". With multiple locations, our bank sees that it is very important to remain convenient and accessible when you need it most. We provide services for Personal needs, Business needs and Loans to support your needs and wants.

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  • Sentinel Federal Credit Union has been guarding and protecting the financial well-being of our members since 1955. As a community Credit Union, many of us were born and raised in the communities that we serve. Because of that, we make our decisions right here at the Credit Union. Some places have local branches. We have local roots.

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  • Coleman County State Bank
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  • Consumers Cooperative Federal Credit Union
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  • Established in 1950, Consumers Cooperative FCU, is a financially sound institution providing quality, personalized, competitive services to all of our membership. We service all employees and customers of WESTCO and We provide products and services that help the financial stability and economic growth for both our members and our community
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