USDA VS FHA in Greencastle, Franklin County, PA

As of 2025, in Greencastle, located in Franklin county, PA, the USDA loan limit is $336,500, while the FHA cap for a single-family home stands at $472,030.

Utilize Lendersa®'s USDA loan calculator to evaluate current USDA versus FHA rates, identifying necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the most suitable program in for your finances.

View offers from 100 lenders

Loan Limits and Down Payment Details for 2025 in Greencastle, Franklin, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Greencastle, PA

The primary aim at Lendersa® is to provide a superior USDA or FHA loan experience swiftly and with ease. Begin with any of the following three options, linking you to suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is only available in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Virtual Mortgage Solutions Inc
  • 1269B North Cedar Road, New Lenox, IL, 60451
  • We're Virtual Mortgage Solutions, Inc, and we've been the premier mortgage brokerage company here in New Lenox, IL. We have over 26 years of experience and offer a variety of mortgage options including reverse mortgages, FHA mortgages, VA mortgages and much more. I'd like to personally invite you to call us today for all your mortgage needs!
  • PIAS Credit Union
  • 305 Plus Park Boulevard, Nashville, TN, 37217
  • PIAS Credit Union has been open since 1991. The credit union has assets totaling $5.61 Million and provides banking services to more than 700 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Accurate Mortgage Group
  • 1321 Murfreesboro Pike, Suite 200, Nashville, TN, 37217
  • Accurate Mortgage Group is a division of Acopia, LLC, which is a locally owned and operated mortgage lender in Middle Tennessee. But, really, we’re pretty much like you. Many of us grew up in this area and, those who didn’t, are quick to say how happy they are to have moved here. We’re proud to say that we live
  • Central Credit Union
  • 1001 Mannheim Road, Bellwood, IL, 60104
  • Since 1936, Central Credit Union has been a trusted, not-for-profit resource for financial services, education and advice. Because we're member owned, If you're looking for a safe, secure local alternative to your bank in the greater Chicago area, it's time to bring your business to Central Credit Union.
  • CHICAGOLAND HOME MORTGAGE SERVICES
  • 10555 W. Cermak Rd, Suite 2, Westchester, IL, 60154
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply
  • LeaderOne Financial Corporation
  • 10150 W Roosevelt Rd, Westchester, IL, 60154
  • Leader Oneis a mortgage banking firm that funds over $1.7 Billion annually in residential real estate purchase and refinance mortgage transactions.With corporate operations centralized in the Midwest, LeaderOne Financial Corporation is represented by hundreds of lending professionals with local branch offices throughout the nation
  • First Commercial Funding
  • 1420 Renaissance Dr, Suite 310, Park Ridge, IL, 60068
  • First Commercial Funding Corp.is a group of commercial funding consultants withover 50 years of combined commercial lending experience.Over the last 30 years, we have experienced firsthandall the ups and downs of the commercialreal estate market and by association, the commercial lending market
  • Tim Perry Real Estate and Mortgages
  • 324 W. Touhy Ave, Park Ridge, IL, 60068
  • Tim Perry has a unique perspective as a “one-stop shop” for both realty and loans. More importantly, he prides himself in understanding each individual situation to ensure that his clients get the expertise they need. These qualities have helped close over 10, 000 mortgages since 1993.