USDA and FHA Pro and Con in Greencastle, Franklin County, PA

As of 2025, in Greencastle, located in Franklin county, PA, the USDA loan limit is $336,500, while the FHA cap for a single-family home stands at $472,030.

Utilize Lendersa®'s USDA loan calculator to evaluate current USDA versus FHA rates, identifying necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the most suitable program in for your finances.

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Loan Limits and Down Payment Details for 2025 in Greencastle, Franklin, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Greencastle, PA

The primary aim at Lendersa® is to provide a superior USDA or FHA loan experience swiftly and with ease. Begin with any of the following three options, linking you to suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is only available in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • State Credit Union
  • 800 Huger Street, Columbia, SC, 29201
  • Founded in 1952, State Credit Union operates solely for the benefit of its members. We are a not-for-profit organization, which means our earnings are applied toward better services and rates for those who belong, helping them to become more financially comfortable. State Credit Union operates solely for the benefit of its members.
  • CSRA Business Lending
  • 1237 Gadsden Street, Suite 200C, Columbia, SC, 29201
  • CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.
  • AllSouth Federal Credit Union
  • 730 Elmwood Avenue, Columbia, SC, 29201
  • Originally begun in 1960 as Fort Jackson Federal Credit Union, AllSouth Federal Credit Union is a not-for-profit financial cooperative, owned and operated by you, our members. We proudly serve 8 counties in the Midlands of South Carolina. We're not just your credit union, we're your neighbors.
  • Metro Mortgage Corporation
  • 2001 Assembly St, Suite 202, Columbia, SC, 29201
  • Since 1993 Metro Mortgage Corporation has been providing mortgage financing to home buyers and home owners. We are full service mortgage professionals offering a complete line of mortgage loan programs. We have closed thousands of loans but more importantly we have helped thousands of people
  • Edens & White Mtg., Inc
  • 2221 Bull Street, Columbia, SC, 29201
  • Our Company was founded in 1998 by Al Edens (NMLS: 195469) and M-L White. Al and M-L have both been in the mortgage and financial field for over 25 years. Our company's profile is to have a Company that we would trust our families' mortgage needs to. We strive to have competitive products, up- to- date technology, knowledge.
  • VP Capital Lending
  • 1413 Calhoun St, Columbia, SC, 29201
  • VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.
  • Midland Mortgage Corporation
  • 1500 Richland St, Suite 2611, Columbia, SC, 29201
  • Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.
  • Mortgage Tree Lending
  • 470 N Indiana Avenue, Sellersburg, IN, 47172
  • Purchasing or refinancing a house can be a big undertaking. We treat you with the respect due an esteemed customer and give you the individual service you deserve. We realize the big commitment you are making in purchasing a house, refinancing a mortgage, or cashing out your home equity.