USDA VS FHA in Greencastle, Franklin County, PA

As of 2025, in Greencastle, located in Franklin county, PA, the USDA loan limit is $336,500, while the FHA cap for a single-family home stands at $472,030.

Utilize Lendersa®'s USDA loan calculator to evaluate current USDA versus FHA rates, identifying necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the most suitable program in for your finances.

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Loan Limits and Down Payment Details for 2025 in Greencastle, Franklin, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Greencastle, PA

The primary aim at Lendersa® is to provide a superior USDA or FHA loan experience swiftly and with ease. Begin with any of the following three options, linking you to suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is only available in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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