USDA Loan Vs. FHA loan pro & con Guaynabo, Guaynabo County, PR

As of 2025, the USDA loan limit for Guaynabo in Guaynabo County, PR, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and identify the income, credit, reserves, and documents required for qualification. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the best option for your financial needs in Alabama.

USDA and FHA Loan Programs in Guaynabo, PR

Lendersa® is committed to securing the best USDA or FHA loan for you quickly and effortlessly. Choose one of three options to find matching lenders and explore USDA loan offerings.

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What is a USDA Loan in PR?

A USDA home loan, guaranteed by the Department of Agriculture and known as the USDA Rural Development Loan or USDA Mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

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954.745.2400 Lender's profile and map Reviews We Florida Financial P.O. Box 14548, Fort Lauderdale, FL, 33302 We Florida Financial is your credit union. Since 1952 we have served Fort Lauderdale, then Broward County, and today we serve individuals in 46 Florida counties. We Florida Financial is federally insured by the NCUA. We are a not-for-profit cooperative owned by our members who get to earn more and keep more of their money
(877) 446-4200 Lender's profile and map Reviews Giant Bank 2600 East Commercial Boulevard, Fort Lauderdale, FL, 33308 giantbank.com we don’t seek customers, we seek relationships. Our mission is to provide a personal banking relationship via the internet that delivers value, convenience, security and service. As a virtual bank we stay in our lane. We aren’t preoccupied with the overhead of infrastructure due to brick and mortar.
(954) 900-2850 Lender's profile and map Reviews OptimumBank 2929 East Commercial Boulevard, Suite 101, Fort Lauderdale, FL, 33308 OptimumBank Holdings, Inc. serves as a bank holding company for OptimumBank (the Bank). OptimumBank provides community banking services to individuals and businesses in Broward, Miami-Dade and Palm Beach counties. The principal sources of funds for its lending activities are deposits, borrowings, repayment of loans, and the repayment.
(954) 566-7485 Lender's profile and map Reviews Florida Bond & Mortgage Inc 3696 N. Federal Highway, Suite 200, Fort Lauderdale, FL, 33308 Florida Bond & Mortgage, Inc. (FBM) was established in 1957 and is a full service commercial mortgage banking and real estate advisory firm. We currently have offices in Fort Lauderdale, Tampa Bay, and Naples, Florida. Because of our vast and well established range of real estate expertise, we are able to provide commercial real estate services
(954) 772-2330 Lender's profile and map Reviews Coral Community Federal Credit Union 1930 NE 47th Street, Suite 120, Fort Lauderdale, FL, 33308 Coral Community Federal Credit Union is a not for profit cooperative financial institution. We have been serving the medical community and their family members for more than 30 years. We were organized in 1975 as Holy Cross Employees Federal Credit Union, in 2004 we became a community charter credit union.
(954) 614-9000 Lender's profile and map Reviews Voget Financial 3351 Galt Ocean Drive, Fort Lauderdale, FL, 33308 "Voget Financial Services is a family operated business located in Fort Lauderdale, Florida. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible."
(954) 393-4987 Lender's profile and map Reviews Help Me Mortgage LLC 6216 North Federal Highway, Fort Lauderdale, FL, 33308 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
954-771-5533 Lender's profile and map Reviews American Financial Network, Inc. 3050 East Commercial Boulevard, Fort Lauderdale, FL, 33308 American Home Loan Mortgage Corporation was Established in 1996, and our mission is to set a high standard in the mortgage industry, as we are committed to quality customer service - putting our clients first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best mortgage for you.
954 267 9103 Lender's profile and map Reviews EquityMax 6216 N. Federal Hwy., Fort Lauderdale, FL, 33308 EquityMax has been specializing in non-qualifying, hard-money real estate financing since 1990 as a family owned-and-operated enterprise. Our South Florida office caters to real estate investors throughout the country, looking to purchase or refinance real property. We are a fully licensed Mortgage Lender, Mortgage Brokerage, and Real Estate Brok
(786) 425-5000 Lender's profile and map Reviews University Credit Union-Miami 13241 SW 136th Street, Miami, FL, 33186 University Credit Union was established in 1947 as the University of Miami Credit Union to serve the University of Miami faculty, staff, and alumni. In 1982 the field of membership (FOM) was expanded to include Florida International University and the name was changed to University Credit Union.
(786) 257-2300 Lender's profile and map Reviews Baptist Health South Florida Federal Credit Union 13200 SW 128th Street, Suite C1, Miami, FL, 33186 We are the full-service, not-for-profit financial institution dedicated to serving employees, students, volunteers and retirees of Baptist Health South Florida. Personalized service since 1961. As a Credit Union, we specialize in great rates, low fees and personalized service for our members.