USDA and FHA Pro and Con in Yabucoa, Yabucoa County, PR

In 2026, the USDA loan limit for Yabucoa in Yabucoa county, PR, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. It helps determine the required income, credit, reserves, and documentation for loan qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, assisting in finding the best fit for your financial situation in Alabama.

Assess loan offers from a vast range of 100 lenders

Details on Loan Limits and Down Payments for 2026 in Yabucoa, Yabucoa, PR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Yabucoa, PR

Lendersa® strives to secure you the best USDA or FHA loan efficiently and with ease. Choose one out of three starting points to connect with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PR

A USDA home loan is backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages are offered with no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Yabucoa Lenders

  • VAPR Federal Credit Union
  • 2400 Carr.177, San Juan, PR, 00926
  • Lends in Puerto Rico
  • VAPR FEDERAL CREDIT UNION is a nonprofit cooperative founded in 1950 and organized to provide our members with low-cost financial services. We are governed by a volunteer Board of Directors, elected by and for the partners. Being a member of the Cooperative is a privilege that is recognized exclusively to employees in our field of associates.

  • Home Mortgage Bankers
  • Avenida Sánchez Osorio, 3BS-5, Via 60, Carolina, PR, 00983
  • Lends in Puerto Rico
  • Home Mortgage Bankers is a purely Puerto Rican mortgage bank. Founded in 2005 by its president and chief executive officer, Mr. Luis Ramírez Vicens. Mr. Ramírez has over 25 years of banking experience in Puerto Rico.

    Our purpose has always been to provide an excellent service with an immediate response.

  • Trust Mortgage
  • 490 Ave. José de Diego, San Juan, PR, 00923
  • Lends in Puerto Rico
  • Trust Mortgage Corp. is a large family and a capable team that unites with a philosophy of business principles, ethics, laws and morals fungen like Banco Hipotecario to serve the people of Puerto Rico. President Marisol Ortiz is the owner and president of mortgage banks, owns real estate in Bienes Raíces and has more than 25 years of experience.

  • Preferred Mortgage PR
  • Avenue Roosevelt, Suite 307, San Juan, PR, 00918
  • Lends in Puerto Rico
  • Preferred Mortgage -Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.

  • Puerto Rico Federal Credit Union
  • 55 Resolucion Street, Caparra, PR, 00920
  • Lends in Puerto Rico
  • Puerto Rico Federal Credit Union is a nonprofit cooperative founded in 1960.
    Our offerings include Personal Loans, Secured Loans, New and Used Car Loans, Auto Loan Refinance, Credit Cards, Home Loans, Stock Certificates, Reserve Line, Stock Account, Savings Account, Checking Account and others. services.

  • RF MORTGAGE & INVESTMENT CORP
  • 1148 Fd Roosevelt Ave, San Juan, PR, 00920
  • Lends in Puerto Rico
  • At RF Mortgage we are committed to offering our clients a personalized service. Our goal is to guide & offer our customers the best alternati goes on the market. This service has been the foundation of our success, causing our satisfied clients to be the best advertisement, constantly referring us to friends & family to help their mortgage needs.

  • Co/LAB Lending
  • 1666 Av. Juan Ponce de León, San Juan, PR, 00909
  • Lends in Puerto Rico
  • Co/LAB Lending is a mortgage broker that’s committed to superior customer service and ultimate client satisfaction. Whether you’re a first-time home buyer or refinancing your fourth investment property, our job is to guide our clients through the entire mortgage process from application to closing and beyond.

  • Aceland Mortgage LLC
  • 151 Calle San Francisco, San Juan, PR, 00901
  • Lends in Puerto Rico
  • Aceland Mortgage LLC, (formerly known as Aceltis Financial Group, Inc.) is a mortgage company dedicated to providing our clients with the latest mortgage products at competitive rates with unparalleled knowledge and support. Our team has been working in the front lines of the mortgage space for almost 20 years,

  • Money House
  • 52 Calle Paseo Covadonga, San Juan, PR, 00901
  • Lends in Puerto Rico
  • At Moneyhouse, we provide scalable and flexible partnership opportunities to help you achieve the success and market share levels your business plan objectives have addressed. Whether you are new to the reverse mortgage product or looking to add an additional Partner relationship