USDA and FHA Pro and Con in Cabo-Rojo, Cabo Rojo County, PR
As of 2026, the USDA loan cap in Cabo-Rojo, located in Cabo Rojo county, PR, is set at $285,000. Meanwhile, the FHA loan ceiling is established at $356,362 for single-family homes.
Discover competitive rates today by utilizing the Lendersa® USDA loan calculator. It distinguishes USDA versus FHA best rates and outlines the required income, credit, reserves, and documentation for eligibility. Our comprehensive mortgage calculator also allows a side-by-side view of USDA, FHA, Conforming, and VA options, guiding your selection of the most suitable program for your financial context in Alabama.
Loan ceilings and down payment specifics for 2026 in Cabo-Rojo, situated in Cabo Rojo county, PR
Loan Type
Loan Limit
Downpayment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Financing in Cabo-Rojo, PR
Lendersa®'s ambition is to secure the most advantageous USDA or FHA loans promptly and with minimal difficulty. Choose one of three initial paths to align with lenders that offer USDA loan services.
The USDA home loan, endorsed by the U.S. Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage and is specifically available to rural communities. Unlike the FHA loan, which requires at least a 3.5% down payment, the USDA mortgage loan allows potential homebuyers to qualify without any down payment.
17705 Road 2 Building, Suite 2, Aguadilla, PR, 00603
Lends in Puerto Rico
Since 1964, Oriental has thrived as one of Puerto Rico’s leading banks focused on serving the needs of consumers, businesses, and institutions. With multiple branches throughout the island, it has the second-largest network, and is the third-largest financial institution in core retail and commercial deposits.
Puerto Rico Federal Credit Union is a nonprofit cooperative founded in 1960. Our offerings include Personal Loans, Secured Loans, New and Used Car Loans, Auto Loan Refinance, Credit Cards, Home Loans, Stock Certificates, Reserve Line, Stock Account, Savings Account, Checking Account and others. services.
At RF Mortgage we are committed to offering our clients a personalized service. Our goal is to guide & offer our customers the best alternati goes on the market. This service has been the foundation of our success, causing our satisfied clients to be the best advertisement, constantly referring us to friends & family to help their mortgage needs.
VAPR FEDERAL CREDIT UNION is a nonprofit cooperative founded in 1950 and organized to provide our members with low-cost financial services. We are governed by a volunteer Board of Directors, elected by and for the partners. Being a member of the Cooperative is a privilege that is recognized exclusively to employees in our field of associates.
Aceland Mortgage LLC, (formerly known as Aceltis Financial Group, Inc.) is a mortgage company dedicated to providing our clients with the latest mortgage products at competitive rates with unparalleled knowledge and support. Our team has been working in the front lines of the mortgage space for almost 20 years,
At Moneyhouse, we provide scalable and flexible partnership opportunities to help you achieve the success and market share levels your business plan objectives have addressed. Whether you are new to the reverse mortgage product or looking to add an additional Partner relationship
Preferred Mortgage -Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
Co/LAB Lending is a mortgage broker that’s committed to superior customer service and ultimate client satisfaction. Whether you’re a first-time home buyer or refinancing your fourth investment property, our job is to guide our clients through the entire mortgage process from application to closing and beyond.
Trust Mortgage Corp. is a large family and a capable team that unites with a philosophy of business principles, ethics, laws and morals fungen like Banco Hipotecario to serve the people of Puerto Rico. President Marisol Ortiz is the owner and president of mortgage banks, owns real estate in Bienes Raíces and has more than 25 years of experience.
