USDA Vs. FHA Pro and Con comparison in Puerto-Real, Cabo Rojo County, PR
For 2026 in Puerto-Real, Cabo Rojo county, PR, the USDA loan limit is $285,000, whereas the FHA loan limit for single-family homes is $356,362.
To compare today's best USDA versus FHA rates, use Lendersa®'s USDA loan calculator. This tool enables you to assess income, credit, reserves, and document requirements necessary for qualification. Our advanced mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping to determine the most suitable option in for your financial situation.
2026 Loan Limits and Down Payment Requirements in Puerto-Real, Cabo Rojo County, PR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Puerto-Real, PR
Lendersa® aims to swiftly provide the ideal USDA or FHA loan without complication. Begin with any of three pathways, connecting you with suitable lenders and USDA loan programs.
The USDA home loan is supported by the U.S. Department of Agriculture, also known as the USDA rural development loan. These loans are specific to rural areas, requiring no down payment, unlike FHA loans, which need a minimum of 3.5% down payment.
17705 Road 2 Building, Suite 2, Aguadilla, PR, 00603
Lends in Puerto Rico
Since 1964, Oriental has thrived as one of Puerto Rico’s leading banks focused on serving the needs of consumers, businesses, and institutions. With multiple branches throughout the island, it has the second-largest network, and is the third-largest financial institution in core retail and commercial deposits.
Puerto Rico Federal Credit Union is a nonprofit cooperative founded in 1960. Our offerings include Personal Loans, Secured Loans, New and Used Car Loans, Auto Loan Refinance, Credit Cards, Home Loans, Stock Certificates, Reserve Line, Stock Account, Savings Account, Checking Account and others. services.
At RF Mortgage we are committed to offering our clients a personalized service. Our goal is to guide & offer our customers the best alternati goes on the market. This service has been the foundation of our success, causing our satisfied clients to be the best advertisement, constantly referring us to friends & family to help their mortgage needs.
VAPR FEDERAL CREDIT UNION is a nonprofit cooperative founded in 1950 and organized to provide our members with low-cost financial services. We are governed by a volunteer Board of Directors, elected by and for the partners. Being a member of the Cooperative is a privilege that is recognized exclusively to employees in our field of associates.
Aceland Mortgage LLC, (formerly known as Aceltis Financial Group, Inc.) is a mortgage company dedicated to providing our clients with the latest mortgage products at competitive rates with unparalleled knowledge and support. Our team has been working in the front lines of the mortgage space for almost 20 years,
At Moneyhouse, we provide scalable and flexible partnership opportunities to help you achieve the success and market share levels your business plan objectives have addressed. Whether you are new to the reverse mortgage product or looking to add an additional Partner relationship
Preferred Mortgage -Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
Co/LAB Lending is a mortgage broker that’s committed to superior customer service and ultimate client satisfaction. Whether you’re a first-time home buyer or refinancing your fourth investment property, our job is to guide our clients through the entire mortgage process from application to closing and beyond.
Trust Mortgage Corp. is a large family and a capable team that unites with a philosophy of business principles, ethics, laws and morals fungen like Banco Hipotecario to serve the people of Puerto Rico. President Marisol Ortiz is the owner and president of mortgage banks, owns real estate in Bienes Raíces and has more than 25 years of experience.
