USDA Vs. FHA your options comparison in Monte-Grande, Cabo Rojo County, PR

In 2025, the USDA loan limit for Monte-Grande in Cabo Rojo, PR is $285,000, whereas the FHA limit stands at $356,362 for single-family homes.

Utilize the Lendersa® USDA loan calculator to compare the optimal USDA versus FHA rates today, and determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best fit in for your financial needs.

Discover loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Monte-Grande, Cabo Rojo, PR

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Monte-Grande, PR

The aim of Lendersa® is to promptly secure the best USDA or FHA loan for you with ease. Choose one of three starting paths to connect with USDA loan offerings and matched lenders.

Exploration of Lendersa USDA loan applications

Explaining USDA Loans in PR

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is available in rural areas only. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Meade County Bank
  • 2175 Bypass Road, Brandenburg, KY, 40108
  • Meade County Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
  • Doe Run Federal Credit Union
  • 740 High Street, Brandenburg, KY, 40108
  • In May 1979, a credit union was established at Doe Run Chemical Plant to serve the employees and their immediate family members. In the beginning, the credit union only offered savings accounts and loans but was able to serve their members well. In 2009, the credit union became a full-service financial institution with expanded services.
  • Adirondack Bank
  • 185 Genesee Street, Utica, NY, 13501
  • Adirondack Bank, we value putting a face to a name. That’s why for over a century we’ve personally dedicated ourselves to delivering trusted, full-service community banking to the families and businesses of Upstate New York. Adirondack Bank consistently provides cutting edge banking, standing as an eight-time recipient of the Small Business Lender
  • The Apple Creek Banking Company
  • 3 West Main Street, Apple Creek, OH, 44606
  • The Apple Creek Banking Company opened its doors on February 1, 1904. Since then, we have grown $200 million in assets and six branches serving Wayne, Stark, Summit, and surrounding counties. We are owned by local shareholders, many of which are 3rd and 4th generation shareholders
  • First Ohio Home Finance, Inc.
  • 385 County Line Rd W, Suite 200, Westerville, OH, 43082
  • Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.
  • OnPoint Home Lending
  • 2912 E. Gallatin Street, Burlington, KY, 41005
  • We are locally owned and operated with our main office located in Burlington, KY. At OnPoint Home Lending, we pride ourselves on exceeding our customer's expectations in finding the best option for a home loan that's right for you. Whether you want the lowest rate possible, refinance your existing mortgage or new home purchase
  • Greenville Savings Bank
  • 233 Main Street, Greenville, PA, 16125
  • Greenville Savings Bank has remained firmly rooted in the community since 1911. For over 100 years, we experienced prosperity and growth due to the trust and support of the residents we serve. We take pride in recognizing that we continue to be directed and managed by community people you know.
  • Bessemer System FCU
  • 106 Woodfield Drive, Greenville, PA, 16125
  • Bessemer System FCU was formed in 1943 by employees of the Bessemer & Lake Erie Railroad, with headquarters in Greenville PA. In 1982, the members of the Pittsburgh office credit union merged into our credit union. We opened our membership to outside groups in 1988. On August 1, 2000, the former Greenville Area FCU merged into our credit union.
  • Bank of Anguilla Anguilla
  • 130 Holland Street, Anguilla, MS, 38721
  • Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression
  • CES Credit Union, Inc
  • 1215 Yauger Road, Mount Vernon, OH, 43050
  • CES Credit Union is a not-for-profit, full-service financial cooperative owned by its members. Originally established in 1952 to serve the employees of Cooper Bessemer, CESCU is now open to everyone who lives, works, worships or attends school in Knox, Licking, Delaware, Richland and Ashland County.
  • Liberty Capital Services Llc
  • 438 E Wilson Bridge Rd, Suite 105, Worthington, OH, 43085
  • Liberty Capital Services after graduating from Ohio State University with degrees in finance. As financial planners, we could have remained in the traditional private banking industry, but we decided to embark on a new venture to create a mortgage consulting service like no other.