In 2026, the USDA loan limit for Cata?o, located in Cata?o, PR, is $0. Comparatively, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's prime USDA versus FHA rates, establishing the income, credit, reserves, and documentation requirements for eligibility. Our advanced mortgage calculator displays the USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the right program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to secure the optimal USDA or FHA loan swiftly and without hassle. You can start by choosing one of three pathways that lead to matching lenders and USDA loan programs that suit your needs.
USDA home loans, provided by the Department of Agriculture, are often called USDA rural development loans or USDA mortgages and are available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require none, offering substantial benefits to eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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