USDA Vs. FHA Pro and Con comparison in San-Juan, San Juan County, PR

In 2025, USDA loan limit in San-Juan, county of San Juan, PR is $0 while FHA limit is $385,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in San-Juan, county of San Juan, PR

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $385,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in San-Juan, PR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Puerto Rico?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Investment Village Inc
  • 1909 W. Valley Blvd, Suite 200, Alhambra, CA, 91803
  • LOAN VILLAGE is a mortgage division of INVESTMENT VILLAGE, INC., a real estate investment and brokerage corporation organized under the laws of the State of California. We are headed by a Certified Commercial Investment Member (See, http://www.ccim.com/about/ccim.html), and managed by one of the most experienced real estate brokers.
  • F&A Federal Credit Union
  • 2625 Corporate Place, Monterey Park, CA, 91754
  • F&A was chartered in 1936 to provide financial services to employees of the Los Angeles County Forestry, Fire and Agricultural Departments. From opening day assets of $26, F&A has grown to holdings of over $2 billion and over 46,500 members. In addition to employees and families of the Forestry, Fire, Agricultural and Weights & Measures Departments
  • Geo-Corporation
  • 901 Corporate Center Drive, Suite 401, Monterey Park, CA, 91754
  • Geo-Corp has become a recognized lender by bringing expertise, extremely competitive rates and pricing on broad mortgage products, and exceptional customer service all under one roof as a direct lender. Founded in 1998, the Geo-Corp Corporate Office is located in Monterey Park, California and the company.
  • Simi Trilogy Corp
  • 300 South Atlantic Boulevard, Suite 105, Monterey Park, CA, 91754
  • "Simi Trilogy Corp is made up by a group of CPA, EA, Tax professional, Insurance expert and Mortgage loan banker. Simi Trilogy Corp maintains a corporate independence our customers can count on. We believe there is no boundary between difference areas of expertise as they are just spectrums of people’s life. By putting the puzzles together"
  • EverTrust Bank
  • 2 North Lake Ave, Suite 1030, Pasadena, CA, 91101
  • EverTrust Bank is a subsidiary of O-Bank Headquartered in the City of Pasadena in Southern California, EverTrust Bank was established in 1995 by a group of overseas Chinese bankers and entrepreneurs. In July 2006 O-Bank reached an agreement with the Bank to purchase 100% stake of the Bank via a newly established U.S. holding company.
  • Airco Federal Credit Union
  • 888 East Walnut Street, Pasadena, CA, 91101
  • Airco Federal Credit Union was founded on August 15, 1957 for the employees and family members of Acco Engineered Systems or it’s subsidiaries.The Credit Union is entirely owned and directed by its members the people you work with every day. Also included in its membership are the families of its members
  • East West Bank
  • 135 N. Los Robles Ave, 7th Floor, Pasadena, CA, 91101
  • East West Bank has served as a pathway to success. With over 120 locations across the U.S. and China, we are the premier financial bridge between the East and West. Our teams of experienced, multicultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunitie
  • Tony W. Moon
  • 225 S. Lake Ave, 3rd Floor, Pasadena, CA, 91101
  • Tony W. Moon offer a different products to fit a particular mortgage related challenges and while that in itself is not unique; we strive to deliver our service with honesty, openness, and with the long term benefits in mind for our client/friends, to become a resource for them and their family/friends.
  • SMPL Mortgage - D.B.A. C2 Financial Pasadena - Generational Lending Experts
  • 99 S Lake Ave, Suite 207, Pasadena, CA, 91101
  • SMPL Mortgage is a generational lending leader in mortgage financing. We simplify this complex process through education, seminars and a personal approach that meets our clients needs whatever life stage they are in. Webelieve in people and their potential making their dreams of financial freedom Humanly Possible.
  • We Fund LA
  • 680 E Colorado Blvd, Horsham, CA, 91101
  • The We Fund LA team is a group of locally based mortgage professionals who have worked tirelessly to reimagine and modernize the mortgage experience. Our expansive menu of loan products allow us to serve almost any client. Our commitment to service excellence led to us being recognized by Scotsman Guide and Mortgage
  • Barb Spitzock - EPiQ Lending Mortgage Loan
  • 123 N. Lake Ave, Suite 102, Pasadena, CA, 91101
  • At EPIQ Lending, our goal is to guide you through the mortgage process and get you into a home, not just any home but the one that you envisioned under the right financial terms. We iron out the details and formulate solutions to provide you tailor-made financing options. Our methods aren't conventional.