USDA Vs. FHA Pro and Con comparison in Bayam?n, Bayam?n County, PR

In 2025, USDA loan limit in Bayam?n, county of Bayam?n, PR is $308,200 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Bayam?n, county of Bayam?n, PR

Loan Type Loan Limit Down payment
USDA $308,200 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Bayam?n, PR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Puerto Rico?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Kensington Realty Group is a Real Estate Broker servicing Monterey County, Santa Cruz County and San Benito County in the Central Coast of California. Specializing in REO's, Short Sales and Foreclosures and alos our Clients GMAC Rescap, REO Experts, Precision AMC, Option One / AHMSI, One West / IndyMac, LPS, Goodman Dean, Single Source Solutions.
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  • Hawkins Home Loans
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  • American Asian European African, Inc.
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