USDA Vs. FHA Pro and Con comparison in Vieques, Vieques County, PR
In 2025, the USDA loan limit in Vieques, located in the county of Vieques within PR, reaches $336,500. At the same time, the FHA limit for a single-family home is set at $472,030.
The Lendersa® USDA loan calculator is designed to help you compare today's prime USDA and FHA rates. It also assists in determining the necessary income, credit, reserves, and supporting documents for qualification. Utilizing our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program in for your specific financial context.
Detailed 2025 loan limits and down payment requirements in Vieques, Vieques, PR
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan options in Vieques, PR
The intention of Lendersa® is to facilitate fast and effortless access to an optimal USDA or FHA loan. Begin with one of three starting points to connect with matching lenders and explore appropriate USDA loan programs.
A USDA loan is a mortgage backed by the Department of Agriculture, known as a USDA rural development loan or mortgage. It is only available in rural areas. A key distinction from FHA loans is that while FHA requires a minimum 3.5% down payment, the USDA mortgage can be obtained with no down payment at all.
This opens opportunities for home ownership, particularly in rural neighborhoods, eliminating the initial financial barrier of a down payment, making it a viable option for qualified buyers seeking property in less urbanized areas.
U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.
77 Broadway Street Northeast, Minneapolis, MN, 55413
Northeast Bank is a locally-owned community bank with offices in Northeast Minneapolis, New Brighton and Coon Rapids, MN focused on serving small to medium businesses. At Northeast Bank, we partner to meet community needs. Local businesses are important to us and our community – that is why we go to great lengths to help them grow.
333 Washington Avenue North, Suite 300, Minneapolis, MN, 55401
Reliable Mortgage Inc. has maintained a reputation for exceptional service and competitive mortgage financing since 2001. The majority of our business is derived from referrals of past, satisfied clients and real estate agents. As a local business, we utilize market-leading lenders and secure the best loan program at the lowest possible rates.
424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401
At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.
Thistle Financial first opened its doors in Eden Prairie, Minnesota in 2005. We’re happy to be a part of this beautiful community and bring our mortgage expertise to the city and its neighboring Twin Cities. We value the trust that our clients place in us as their mortgage broker, and always look forward to working with new faces.
Us Mortgage Inv. offers a best in class Mortgage experience.
-Competitive pricing
- Speed to close
- Best in class VA Loan pricing
- Integrity
US Mortgage Investments to find the mortgage loan that works best for you. With a professional yet friendly approach, we help you feel comfortable about what can be a stressful process.
2523 Wayzata Blvd S, Suite 200, Minneapolis, MN, 55405
At Luminate Home Loans, our mission is to unlock people's full potential through finances and provide them with clarity through every step of the loan process.
We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest.
"MLS Mortgage Group is a local, Mortgage Broker MN. We have partnered with REALTORS® since our inception to ensure a positive home buying experience.
MLS Mortgage Group is passionate about community and “keeping it local”. Studies have shown that when shopping local, we create local jobs and income growth for our family and friends."
Since we opened for business in 1950, our main goal has been, and still remains, to build better relationships with our customers. Get to know us and you’ll understand how Citizens Independent Bank (CIB) has been an important part of our communities, helping businesses prosper and helping people achieve their dreams.
It all started with a vision in 2005. That vision was to create a full-service, entrepreneurial bank where answers came quickly, opportunities were plentiful, and the environment was positive and optimistic. It would be an unconventional bank where clients would notice a difference and people would be challenged to grow.
