USDA Vs. FHA Pro and Con comparison in Vieques, Vieques County, PR

In 2025, the USDA loan limit in Vieques, located in the county of Vieques within PR, reaches $336,500. At the same time, the FHA limit for a single-family home is set at $472,030.

The Lendersa® USDA loan calculator is designed to help you compare today's prime USDA and FHA rates. It also assists in determining the necessary income, credit, reserves, and supporting documents for qualification. Utilizing our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program in for your specific financial context.

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Detailed 2025 loan limits and down payment requirements in Vieques, Vieques, PR

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Vieques, PR

The intention of Lendersa® is to facilitate fast and effortless access to an optimal USDA or FHA loan. Begin with one of three starting points to connect with matching lenders and explore appropriate USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in PR

A USDA loan is a mortgage backed by the Department of Agriculture, known as a USDA rural development loan or mortgage. It is only available in rural areas. A key distinction from FHA loans is that while FHA requires a minimum 3.5% down payment, the USDA mortgage can be obtained with no down payment at all.

This opens opportunities for home ownership, particularly in rural neighborhoods, eliminating the initial financial barrier of a down payment, making it a viable option for qualified buyers seeking property in less urbanized areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



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